Washington, D.C. 20549

                                    Form 6-K

                        REPORT OF FOREIGN PRIVATE ISSUER
                     PURSUANT TO RULE 13a-16 OR 15d-16 UNDER
                       THE SECURITIES EXCHANGE ACT OF 1934

          For the month of February 2003

                                  Kookmin Bank
                 (Translation of registrant's name into English)

             9-1, 2-Ga, Namdaemun-Ro, Jung-Gu, Seoul, Korea 100-703
                     (Address of principal executive office)

     Indicate by check mark whether the registrant files or will file annual
reports under cover of Form 20-F or Form 40-F.

                           Form 20-F    X       Form 40-F _____

     Indicate by check mark if the registrant is submitting the Form 6-K in
paper as permitted by Regulation S-T Rule 101(b)(1):_____

     Note: Regulation S-T Rule 101(b)1) only permits the submission in paper of
a Form 6-K if submitted solely to provide an attached annual report to security

     Indicate by check mark if the registrant is submitting the Form 6-K in
paper as permitted by Regulation S-T Rule 101(b)(7):_____

     Note: Regulation S-T Rule 101(b)(7) only permits the submission in paper of
a Form 6-K if submission to furnish a report or other document that the
registration foreign private issuer must furnish and make public under the laws
of the jurisdiction in which the registrant is incorporated, domiciled or
legally organized (the registrant's "home country"), or under the rules of the
home country exchange on which the registrant's securities are traded, as long
as the report or other document is not a press release, is not required to be
and has not been distributed to the registrant's security holders, and if
discussing a material event, has already been the subject of a Form 6-K
submission or other Commission filing on EDGAR.

     Indicate by check mark whether by furnishing the information contained in
this Form, the registrant is also thereby furnishing the information to the
Commission pursuant to Rule 12g3-2(b) under the Securities Exchange Act of 1934.

                                 Yes _____ No    X


                                 Management Plan

On February 12, 2003, Mr. Jung Tae Kim, President and CEO of Kookmin Bank,
announced the following plans at Top Management Forum sponsored by the
Federation of Korean Industries.

Investment in the Stock Market

At the Forum, Mr. Kim announced that he intends to invest up to KRW 1 trillion
in stocks in line with market situations to help revive the stock market for the
short term, and contribute to the further development of the national economy on
a longer-term basis.

Long-term Strategy

Mr. Kim affirmed that Kookmin Bank is targeting to be one of the top 30 banks
with US$25 billion of market capitalization in the world by the year 2005.

In order to realize the long-term plan, he developed "multi-specialist"
strategy. In line with the strategy, he also disclosed that Kookmin Bank will
concentrate on providing retail banking services and small and medium sized
enterprise banking services centered upon small office and home office clients.

China Market

Another plan was also disclosed that Kookmin Bank will seek various ways for
expanding its business in China to obtain full benefits of the market's growth
potential in the long run.

Competition with Telecommunication Companies

Regarding telecommunication companies' entry into the banking services, Mr. Kim
commented that he will prepare for, and will face, the competition staged by
telecommunication companies.

This document contains forward-looking statements, as defined in the safe harbor
provisions of the United States Private Securities Litigation Reform Act of
1995. These forward-looking statements reflect Kookmin Bank's current views with
respect to future events, and are subject to certain risks and uncertainties,
which could cause actual results to differ materially from those anticipated.
Although Kookmin Bank believes the expectations reflected in such
forward-looking statements are based upon reasonable assumptions, it can give no
assurance that its expectations will be attained. Kookmin Bank undertakes no
obligation to publicly update or revise any forward-looking statements, whether
as a result of new information, future events or otherwise.



     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned, thereunto duly authorized.

                                            Kookmin Bank

       Date: February 13, 2003              By:    /s/ Jong-Kyoo Yoon

                                            Name:  Jong-Kyoo Yoon
                                            Title: Executive Vice President &
                                                   Chief Financial Officer