UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
SCHEDULE 13G/A
UNDER THE SECURITIES EXCHANGE ACT OF 1934
(AMENDMENT NO. 8)
NOVASTAR FINANCIAL, INC.
(NAME OF ISSUER)
COMMON STOCK
(TITLE OF CLASS OF SECURITIES)
669947400 COMMON STOCK
. . . . . . . . . . . . .
(CUSIP NUMBER)
JANUARY 30, 2003
. . . . . . . . . . . . .
(DATE OF EVENT WHICH REQUIRES
FILING OF THIS STATEMENT)
Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:
[ ] Rule 13d-1(b)
[X] Rule 13d-1(c)
[ ] Rule 13d-1(d)
Page 1 of 6
CUSIP NO. 669947400 Common Stock
.................................................................................
.................................................................................
1 Name of Reporting Persons.
I.R.S. Identification No. of above person (entities only).
Fulcrum Growth Partners, LLC ("Fulcrum")
47-0819413
.................................................................................
2 Check the Appropriate Box if a Member of a Group
(a) [ ]
(b) [X]
.................................................................................
3 SEC Use Only
.................................................................................
4 Citizenship or Place of Organization
Delaware
.................................................................................
5 Sole Voting Power
192,175
Number of ...................................................
Shares 6 Shared Voting Power
Beneficially
Owned by -0-
Each ...................................................
Reporting 7 Sole Dispositive Power
Person
With 192,175
...................................................
8 Shared Dispositive Power
-0-
.................................................................................
9 Aggregate Amount Beneficially Owned by Each Reporting Person
192,175
.................................................................................
10 Check if the Aggregate Amount in Row (11) Excludes Certain Shares [ ]
.................................................................................
11 Percent of Class Represented by Amount in Row (11)
1.8%
.................................................................................
12 Type of Reporting Person
PN
.................................................................................
Page 2 of 6
CUSIP NO. 669947400 Common Stock
.................................................................................
.................................................................................
1 Name of Reporting Persons.
I.R.S. Identification No. of above person (entities only).
McCarthy Group, Inc. ("MGI")
47-0697955
.................................................................................
2 Check the Appropriate Box if a Member of a Group
(a) [ ]
(b) [X]
.................................................................................
3 SEC Use Only
.................................................................................
4 Citizenship or Place of Organization
Nebraska
.................................................................................
5 Sole Voting Power
450,725
Number of ...................................................
Shares 6 Shared Voting Power
Beneficially
Owned by -0-
Each ...................................................
Reporting 7 Sole Dispositive Power
Person
With 450,725
...................................................
8 Shared Dispositive Power
-0-
.................................................................................
9 Aggregate Amount Beneficially Owned by Each Reporting Person
450,725
.................................................................................
10 Check if the Aggregate Amount in Row (11) Excludes Certain Shares [ ]
.................................................................................
11 Percent of Class Represented by Amount in Row (11)
4.3%
.................................................................................
12 Type of Reporting Person
CO
.................................................................................
Page 3 of 6
Item 1.
a. Name of Issuer:
NovaStar Financial, Inc. (the "Issuer")
b. Address of Issuer's Principal Executive Offices:
8140 Ward Parkway, Suite 300
Kansas City, MO 64114
Item 2.
a. Name of Person Filing:
Fulcrum Growth Partners, LLC ("Fulcrum") McCarthy Group, Inc., ("MGI")
b. Address of Principal Executive Office:
Fulcrum Growth Partners, LLC McCarthy Group, Inc.
1125 So. 103rd Street, Suite 450 1125 So. 103rd Street, Suite 450
Omaha, NE 68124 Omaha, NE 68124
c. Citizenship:
Fulcrum: MGI:
State of Delaware State of Nebraska
d. Title of Class of Securities:
Common Stock, par value $0.01
e. CUSIP Number:
Common Stock - 669947400
Item 3. If this statement is filed pursuant to sections 240.13d-1(b) or
240.13d-2(b) or (c), check whether the person filing is a(n):
a. [ ] Broker or dealer registered under section 15 of the Act
(15 U.S.C. 78o);
b. [ ] Bank is defined in section 3(a)(6) of the Act (15 U.S.C. 78c);
c. [ ] Insurance company as defined in section 3(a)(19) of the Act
(15 U.S.C.78c);
d. [ ] Investment company registered under section 8 of the
Investment Company Act (15 U.S.C. 80a-8);
e. [ ] Investment adviser in accordance with section
240.13d-1(b)(1)(ii)(E);
f. [ ] Employee benefit plan or endowment fund in accordance with
section 240.13d-1(b)(1)(ii)(F);
g. [ ] Parent holding company or control person in accordance with
section 240.13d-1(b)(ii)(G);
h. [ ] Savings association as defined in section 3(b) of the Federal
Deposit Insurance Act (12 U.S.C. 1813);
Page 4 of 6
i. [ ] Church plan is excluded from the definition of an investment
company under Section 3(c)(14) of the
Investment Company Act of 1940 (15 U.S.C. 80a-3);
j. [ ] Group, in accordance with Section 240.13d-1(b)(1)(ii)(J)
If this statement is filed pursuant to Section 240.13d-1(c), check this box [X]
Item 4. Ownership
a. Amount Beneficially Owned:
Fulcrum: 192,175.
MGI: 450,725. (MGI is Managing Member of Fulcrum and thus is deemed to
beneficially own the shares of Common Stock which are beneficially
owned by Fulcrum. MGI also owns 258,550 shares of Common Stock for its
own account.)
b. Percent of Class:
Fulcrum: 1.8%
MGI: 4.3%
c. Number of shares as to which such person has:
i. Sole power to vote or to direct the vote:
See response to Item 4a. above.
ii. Shared power to vote or to direct the vote:
None.
iii. Sole power to dispose or to direct the disposition of:
See response to Item 4a. above.
iv. Shared power to direct the disposition of:
None.
Item 5. Ownership of Five Percent or Less of a Class
If this statement is being filed to report the fact that as of the date
hereof the reporting person has ceased to be the beneficial owner of
more than five percent of the class of securities, check the following
[X].
Item 6. Ownership of More than Five Percent on Behalf of Another Person
N/A
Page 5 of 6
Item 7. Identification and Classification of the Subsidiary Which Acquired the
Security Being Reported on By the Parent Holding Company
N/A
Item 8. Identification and Classification of Members of the Group
N/A
Item 9. Notice of Dissolution of Group
N/A
Item 10. Certification
By signing below I certify that, to the best of my knowledge and
belief, the securities referred to above were not acquired and are not
held for the purpose of or with the effect of changing or influencing
the control of the issuer of the securities and were not acquired and
are not held in connection with or as a participant in any transaction
having that purpose or effect.
Signature
After reasonable inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.
Joint Filing Statement
In accordance with Rule 13d-1(k) under the Securities Exchange Act of
1934, the entities named below agree to the joint filing on behalf of each of
them of this Schedule 13G with respect to the securities of the Issuer and
further agree that this joint filing agreement be included as an exhibit to this
Schedule 13G. In evidence thereof, the undersigned hereby execute this agreement
as of the 30th day of January, 2002.
Date: January 30, 2003 FULCRUM GROWTH PARTNERS, LLC
By: McCarthy Group, Inc., Managing Member
By:/s/ Margaret L. Doyle
Name: Margaret L. Doyle
Title: Chief Financial Officer
McCARTHY GROUP, INC.
By:/s/ Margaret L. Doyle
Name: Margaret L. Doyle
Title: Chief Financial Officer
Page 6 of 6