UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 13F Form 13F COVER PAGE Report for the Calendar Year or Quarter Ended: September 30, 2003 Check here if Amendment [ ]; Amendment Number: This Amendment (Check only one.): [ ] is a restatement. [ ] adds new holdings entries. Institutional Investment Manager Filing this Report: Name: Univest National Bank and Trust Co. Address: P.O. Box 64197, Trust Department Souderton, PA 18964 13F File Number: 28-03779 The institutional investment manager filing this report and the person by whom it is signed hereby represent that the person signing the report is authorized to submit it, that all information contained herein is true, correct and complete, and that it is understood that all required items, statements, schedules, lists, and tables, are considered integral parts of this form. Person Signing this Report on Behalf of Reporting Manager: Name: Darren G. Johnson Title: Trust Officer Phone: (215) 721-2549 Signature, Place, and Date of Signing: /s/ Darren G. Johnson Souderton, PA October 23, 2003 Report Type (Check only one.): [ X] 13F HOLDINGS REPORT. [ ] 13F NOTICE. [ ] 13F COMBINATION REPORT. List of Other Managers Reporting for this Manager: Form 13F File Number Name 28-NAME CHANGE Union National Bank & Trust Company FORM 13F SUMMARY PAGE Report Summary: Number of Other Included Managers: 0 Form13F Information Table Entry Total: 57 Form13F Information Table Value Total: $160,879 (thousands) List of Other Included Managers: Provide a numbered list of the name(s) and Form 13F file number(s) of all institutional managers with respect to which this report is filed, other than the manager filing this report. NONE FORM 13F INFORMATION TABLE VALUE SHARES/ SH/ PUT/ INVSTMT OTHER VOTING AUTHORITY NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DSCRETN MANAGERS SOLE SHARED NONE ------------------------------ ---------------- --------- -------- -------- --- ---- ------- ------------ -------- -------- -------- 3M CO COM 88579Y101 3022 43750 SH OTHER 9250 34500 0 AMERICAN INTL GROUP INC COM 026874107 6764 117219 SH OTHER 47540 69679 0 AMGEN INC COM 031162100 845 13100 SH OTHER 3400 9700 0 BANK OF AMERICA CORPORATION COM 060505104 2809 36000 SH OTHER 15700 20300 0 BELLSOUTH CORP COM 079860102 237 9994 SH OTHER 2796 7198 0 BRISTOL MYERS SQUIBB CO COM 110122108 367 14320 SH SOLE 14320 0 0 CARDINAL HEALTH INC COM 14149Y108 2321 39750 SH OTHER 14025 25725 0 CHEVRONTEXACO CORP COM 166764100 3677 51456 SH OTHER 17756 33700 0 CISCO SYS INC COM 17275R102 2696 137600 SH OTHER 65910 71690 0 CITIGROUP INC COM 172967101 3712 81564 SH OTHER 41944 39620 0 COCA COLA CO COM 191216100 400 9300 SH OTHER 8290 1010 0 COLGATE PALMOLIVE CO COM 194162103 3900 69775 SH OTHER 33650 36125 0 COMCAST CORP NEW CL A SPL 20030N200 3161 106645 SH OTHER 37410 69235 0 CONOCOPHILLIPS COM 20825C104 1438 26259 SH OTHER 8879 17380 0 DEERE & CO COM 244199105 4231 79365 SH OTHER 29980 49385 0 DELL INC COM 24702R101 2955 88430 SH OTHER 21550 66880 0 DU PONT E I DE NEMOURS & CO COM 263534109 1277 31916 SH OTHER 11600 20316 0 E M C CORP MASS COM 268648102 152 11998 SH OTHER 7780 4218 0 EXELON CORP COM 30161N101 2934 46205 SH OTHER 28478 17727 0 EXXON MOBIL CORP COM 30231G102 6685 182657 SH OTHER 97302 85355 0 FEDERAL NATL MTG ASSN COM 313586109 3270 46575 SH OTHER 16200 30375 0 FIRST COLONIAL GROUP INC COM 319734109 219 3796 SH SOLE 3796 0 0 GENERAL ELEC CO COM 369604103 8476 284336 SH OTHER 141394 142942 0 GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 204 4801 SH OTHER 4801 0 0 HARLEYSVILLE NATL CORP PA COM 412850109 4525 193477 SH OTHER 82769 110708 0 HARLEYSVILLE SVGS FINL CORP COM 412865107 312 11825 SH OTHER 7959 3866 0 INTEL CORP COM 458140100 5728 208125 SH OTHER 88540 119585 0 INTERNATIONAL BUSINESS MACHS COM 459200101 4186 47395 SH OTHER 18610 28785 0 INTL PAPER CO COM 460146103 2523 64650 SH OTHER 22025 42625 0 JOHNSON & JOHNSON COM 478160104 7489 151225 SH OTHER 62160 89065 0 JOHNSON CTLS INC COM 478366107 3070 32450 SH OTHER 11850 20600 0 KOHLS CORP COM 500255104 1664 31105 SH OTHER 9120 21985 0 MBNA CORP COM 55262L100 1480 64910 SH OTHER 23875 41035 0 MCGRAW HILL COS INC COM 580645109 3891 62630 SH OTHER 21540 41090 0 MEDTRONIC INC COM 585055106 1879 40050 SH OTHER 12750 27300 0 MELLON FINL CORP COM 58551A108 272 9014 SH OTHER 4896 4118 0 MERCK & CO INC COM 589331107 6655 131478 SH OTHER 60246 71232 0 MICROSOFT CORP COM 594918104 6859 246734 SH OTHER 100400 146334 0 MORGAN STANLEY COM NEW 617446448 2703 53562 SH OTHER 25100 28462 0 NATIONAL PENN BANCSHARES INC COM 637138108 350 12652 SH SOLE 420 12232 0 NEWELL RUBBERMAID INC COM 651229106 522 24100 SH OTHER 7800 16300 0 NOKIA CORP SPONSORED ADR 654902204 979 62756 SH OTHER 22650 40106 0 NORFOLK SOUTHERN CORP COM 655844108 204 11000 SH SOLE 11000 0 0 PEPSICO INC COM 713448108 1925 42000 SH OTHER 15250 26750 0 PFIZER INC COM 717081103 3489 114845 SH OTHER 37325 77520 0 PNC FINL SVCS GROUP INC COM 693475105 749 15736 SH OTHER 9347 6389 0 PPL CORP COM 69351T106 4373 106785 SH OTHER 74053 32732 0 PROCTER & GAMBLE CO COM 742718109 5269 56770 SH OTHER 16739 40031 0 PROGRESS FINL CORP COM 743266108 2323 84840 SH SOLE 10080 74760 0 PUBLIC SVC ENTERPRISE GROUP COM 744573106 1146 27296 SH OTHER 26096 1200 0 ROYAL BANCSHARES PA INC CL A 780081105 307 11436 SH SOLE 11436 0 0 SBC COMMUNICATIONS INC COM 78387G103 1193 53603 SH OTHER 14571 39032 0 UNION PAC CORP COM 907818108 839 14425 SH OTHER 4890 9535 0 VERIZON COMMUNICATIONS COM 92343V104 2769 85366 SH OTHER 34782 50584 0 WACHOVIA CORP 2ND NEW COM 929903102 6074 147475 SH OTHER 32212 115263 0 WAL MART STORES INC COM 931142103 6452 115530 SH OTHER 49625 65905 0 WELLS FARGO & CO NEW COM 949746101 2928 56855 SH OTHER 15910 40945 0