Unassociated Document
UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934


Date of Report (date of earliest event reported): July 23, 2008


FEDERAL TRUST CORPORATION
(Exact name of registrant as specified in its charter)

Florida
  
000-23449
  
59-2935028
(State or other jurisdiction
  
Commission File Number
  
(I.R.S. Employer
of incorporation)
  
 
  
Identification No.)
 
312 West First Street
        
Sanford, Florida
      
32771
(address of principal executive offices)
      
(zip code)

(407) 323-1833
(Registrant’s telephone number, including areas code)


Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions (see General Instructions A.2. below):

o Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

o Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

o Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

o Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))
 
 
ITEM 8.01.    Other Events
 
On July 23, 2008, Federal Trust Corporation announced that the Office of Thrift Supervision has extended the deadline to September 30, 2008, by which the Company must raise additional capital. The Office of Thrift Supervision also extended the deadline to November 15, 2008, for the Company to execute a merger agreement if the capital raising efforts are unsuccessful.

ITEM 9.01. Financial Statements and Exhibits

(d) Exhibits.

99.1    Press Release.

 
SIGNATURE
 
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date: July 24, 2008
     
 
Federal Trust Corporation
(Registrant)
 
 		  
 		  
 
  By:   /s/ Gregory E. Smith
 
Gregory E. Smith
  Executive Vice President and Chief Financial Officer