WASHINGTON, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 OR 15(d) of the Securities Exchange Act of 1934

         Date of Report (Date of earliest event reported): July 17, 2003

                           COMMUNITY BANK SYSTEM, INC.
             (Exact name of registrant as specified in its charter)

                             New York Stock Exchange
                   (Name of Each Exchange on Which Registered)

                  Delaware                                        16-1213679
(State or other jurisdiction of incorporation)                (I.R.S. Employer
                                                             Identification No.)

5790 Widewaters Parkway, DeWitt, New York                         13214-1883
(Address of principal executive offices)                          (Zip Code)

                                 (315) 445-2282
              (Registrant's telephone number, including area code)

          (Former Name or Former Address, if Changed Since Last Report)

Item 7. Financial Statements and Exhibits.

The following exhibit is filed as a part of this report:

         Exhibit No.                Description
         -----------                -----------
         99                         Press Release, dated July 17, 2003

Item 9. Information Being Provided Under Item 12.

On July 17, 2003, Community Bank System, Inc. announced its results of
operations for the fiscal quarter ending June 30, 2003. The public announcement
was made by means of a news release, the text of which is set forth in Exhibit
99 hereto. This information is being furnished pursuant to Item 12 of Form 8-K
and is being presented under Item 9 as provided in the Commission's final rule;
interim guidance regarding Form 8-K Item 11 and Item 12 filing requirements
(Release No. 34-47583).


Pursuant to the requirements of The Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned thereunto duly authorized.

                                Community Bank System, Inc.

Date: July 17, 2003                    /s/ Sanford A. Belden
                                       Sanford A. Belden, President and
                                       Chief Executive Officer

Date: July 17, 2003                    /s/ Mark E. Tryniski
                                       Mark E. Tryniski, Chief Financial Officer