1. Name and Address of Reporting Person
JONES, JR., WALTER H.
10200 DAVID TAYLOR DRIVE
PO BOX 37937
CHARLOTTE, NC 28237-7937
2. Issuer Name and Ticker or Trading Symbol
FIRST CHARTER CORPORATION (FCTR)
3. IRS or Social Security Number of Reporting Person (Voluntary)
4. Statement for Month/Year
2002
5. If Amendment, Date of Original (Month/Day/Year)
6. Relationship of Reporting Person(s) to Issuer (Check all applicable)
(X) Director ( ) 10% Owner
( ) Officer (give title below) ( ) Other (specify below)
7. Individual or Joint/Group Filing (Check Applicable Line)
(X) Form filed by One Reporting Person
( ) Form filed by More than One Reporting Person
TABLE I -- Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
+---------------------------------+----------+-------------+-----------------------------+----------------+-----------+------------+
|1. Title of Security |2. Trans- |3. Trans- |4. Securities Acquired (A) |5. Amount of |6. Owner- |7. Nature |
| | action | action | or Disposed of (D) | Securities | ship | of In- |
| | Date | Code | | Beneficially | Form: | direct |
| | | | | Owned at | Direct | Bene- |
| | (Month/ | | | End of | (D) or | ficial |
| | Day/ | +-----------+------+----------+ Year | Indirect| Owner- |
| | Year) | |Amount |A/D |Price | | (I) | ship |
+---------------------------------+----------+-------------+-----------+------+----------+----------------+-----------+------------+
Common Stock 01/17/2002 R 2.7937 A $17.7293 D
Common Stock 04/11/2002 R 2.5296 A $19.7780 D
Common Stock 07/11/2002 R 2.8304 A $17.8387 D
Common Stock 10/10/2002 R 3.186 A $16.4500 286.4997 D
Common Stock 01/17/2002 R 4.4598 A $17.7293 I Joint -
Walter and
Margaret
Common Stock 04/11/2002 R 4.0388 A $19.7780 I Joint -
Walter and
Margaret
Common Stock 07/11/2002 R 4.5183 A $17.8387 I Joint -
Walter and
Margaret
Common Stock 10/10/2002 R 5.0869 A $16.4500 585.4014 I Joint -
Walter and
Margaret
Common Stock 600 I Spouse IRA -
Margaret
Jones
Common Stock 12/19/2002 G -270 D $18.4600 26278 I Spouse Street
Name -
Margaret
Jones
Common Stock - IRA 6542 D
Common Stock - Street Name 3757.5222 D
TABLE II -- Derivative Securities Acquired, Disposed of, or Beneficially Owned
+-------------+--------+----------+---------+-----------+---------------------+----------------+----------+--------+-------+-------+
|1. |2. |3. |4. |5. |6. |7. |8. |9. |10. |11. |
| | | | | | | | |Number |Owner- | |
| | | | | | | | |of |ship | |
| | | | | | | | |Deriv- |Form of| |
| | | | | | |Title and Amount| |ative |Deriv- | |
| | | | | | |of Underlying | |Secur- |ative |Nature |
| |Conver- | | |Number of | |Securities | |ities |Secur- |of |
| |sion or | | |Derivative |Date Exercisable +-------+--------+ |Benefi- |ity: |In- |
| |Exercise| | |Securities |and Expiration Date | |Amount | |cially |Direct |direct |
| |Price of|Transac- |Transac- |Acquired(A)|(Month/Day/Year) | |or | |Owned |(D) or |Bene- |
|Title of |Deriv- |tion Date |tion Code|Disposed(D)+----------+----------+ |Number |Price of |at End |In- |ficial |
|Derivative |ative |(Month/ | +-----+-----+Date Exer-|Expira- | |of |Derivative|of |direct |Owner- |
|Security |Security|Day/Year) | |(A) |(D) |cisable |tion Date |Title |Shares |Security |Year |(I) |ship |
+-------------+--------+----------+---------+-----+-----+----------+----------+-------+--------+----------+--------+-------+-------+
Stock Option $15.75 01/17/2011 Common 1800 D
Stock
Stock Option $17.37 01/16/2012 Common 3500 D
Stock
DEFERRED $16.45 10/10/2002 J 74.05 11/01/2002 10/10/2012 Common 74.05 $16.4500 74.05 D
COMPENSATION Stock
PLAN
DEFERRED $16.76 08/01/2002 N 53.7 09/02/2002 08/01/2012 Common 53.7 $16.7600 53.7 D
COMPENSATION Stock
PLAN
DEFERRED $16.85 10/02/2002 N 91.98 11/01/2002 10/02/2012 Common 91.9881 $16.8500 91.9881 D
COMPENSATION 81 Stock
PLAN
DEFERRED $16.91 08/29/2002 N 23.65 09/02/2002 08/29/2012 Common 23.65 $16.9100 23.65 D
COMPENSATION Stock
PLAN
DEFERRED $17.44 01/30/2002 N 68.81 01/30/2002 01/30/2012 Common 68.81 $17.4400 68.81 D
COMPENSATION Stock
PLAN
DEFERRED $17.7293 01/17/2012 Common 61.6245 D
COMPENSATION Stock
PLAN
DEFERRED $17.8387 07/11/2002 J 64.38 08/01/2002 07/11/2012 Common 64.3849 $17.8387 64.3849 D
COMPENSATION 49 Stock
PLAN
DEFERRED $18.13 04/02/2002 N 93.77 05/01/2002 04/02/2012 Common 93.77 $18.1300 93.77 D
COMPENSATION Stock
PLAN
DEFERRED $18.15 03/04/2002 N 22.04 04/01/2002 03/04/2012 Common 22.04 $18.1500 22.04 D
COMPENSATION Stock
PLAN
DEFERRED $18.23 12/19/2012 Common 169.444 D
COMPENSATION Stock
PLAN
DEFERRED $19.5 06/28/2002 N 102.5 07/01/2002 06/28/2012 Common 102.56 $19.5000 102.56 D
COMPENSATION 6 Stock
PLAN
DEFERRED $19.52 05/23/2002 N 15.37 06/03/2002 05/23/2012 Common 15.37 $19.5200 15.37 D
COMPENSATION Stock
PLAN
DEFERRED $19.778 04/11/2002 J 56.82 05/01/2002 04/11/2012 Common 56.82 $19.7780 56.82 D
COMPENSATION Stock
PLAN
DEFERRED $20.22 05/01/2002 N 44.51 05/27/2002 05/01/2012 Common 44.51 $20.2200 44.51 D
COMPENSATION Stock
PLAN
Explanation of Responses:
Dividend Reinvestment of Common Stock related to acquisition of Common Stock
under First Charter Corporation Deferred Compensation Plan for Non-Employee
Directors.
Non-Employee directors may withdraw common stock from the deferred comp plan the
1st day of the calendar month following retirement, death, or termination.
No expiration date
Non-Qualified Option carried forward form Carolina State Bank in accordance to
the merger agreement.
SIGNATURE OF REPORTING PERSON
/s/ WALTER H. JONES, JR.
DATE
02/14/2003