SECURITIES AND EXCHANGE COMMISSION
Washington, DC 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the
Securities Exchange Act of 1934
July 30, 2004
FIRST PACTRUST BANCORP, INC.
(Exact name of Registrant as specified in its Charter)
| Maryland | 6035 | 04-3639825 | ||
| (State or other jurisdiction of incorporation) |
(Commission File No.) | (IRS Employer Identification No.) |
| 610 Bay Boulevard, Chula Vista, California | 91910 | |
| (Address of principal executive offices) | (Zip Code) |
Registrant’s telephone number, including area code: (619) 691-9741
N/A
(Former name or former address, if changed since last report)
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
(c) Exhibits
Exhibit 99 - Press Release dated July 30, 2004
ITEM 12. RESULTS OF OPERATIONS AND FINANCIAL CONDITION.
On July 30, 2004, the Registrant issued its earnings release for the six and twelve-month periods ended June 30, 2004. The earnings release is attached hereto as Exhibit 99, which is incorporated herein by reference.
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this Report to be signed on its behalf by the undersigned thereunto duly authorized.
| FIRST PACTRUST BANCORP, INC. | ||||
| Date: July 30, 2004 |
By: |
/s/ Regan J. Gallagher | ||
| Regan J. Gallagher | ||||
| Senior Vice President/ Controller | ||||
| (Principal Financial and Accounting Officer) | ||||
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