Evans Bancorp, Inc. (Form: 8-K)  

 

UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

     
Date of Report (Date of Earliest Event Reported):   November 17, 2004

Evans Bancorp, Inc.
__________________________________________
(Exact name of registrant as specified in its charter)

     
New York 1.000-18539 161332767
_____________________
(State or other jurisdiction 		_____________
(Commission 		______________
(I.R.S. Employer
of incorporation) File Number) Identification No.)
      
14 North Main Street, Angola, New York   14006
_________________________________
(Address of principal executive offices) 		  ___________
(Zip Code)
     
Registrant’s telephone number, including area code:   716-926-2000

Not Applicable
______________________________________________
Former name or former address, if changed since last report

 

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

[  ]  Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)
[  ]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)
[  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))
[  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

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Item 7.01. Regulation FD Disclosure.

On November 17, 2004, Evans Bancorp, Inc. (the "Company") issued a press release announcing that the Company's Board of Directors approved a five percent stock dividend to be paid December 30, 2004. Additionally, the press release disclosed that investors will have an opportunity to listen to a webcast of the Company's growth strategy and future outlook as the Company presents at the Second Annual Western New York Investors Conference in Rochester, New York on Thursday, November 18, 2004 and the America's Community Bankers Community Bank Investors Conference in New York, New York on Friday, November 19, 2004. A copy of the press release is furnished as Exhibit 99.1 to this Report on Form 8-K.





Item 9.01. Financial Statements and Exhibits.

(a) Not Applicable.
(b) Not Applicable.
(c) Exhibits

Exhibit No. - 99.1

Description - Press release dated November 17, 2004





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SIGNATURES

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

         
    Evans Bancorp, Inc.
          
November 17, 2004   By:   James Tilley
       
        Name: James Tilley
        Title: President and CEO

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Exhibit Index


     
Exhibit No.   Description
 
99.1
  PR - Nov 2004 Stock Div