SECURITIES AND EXCHANGE COMMISSION
                              Washington D.C. 20549


                                    FORM 8-K


                                 CURRENT REPORT

                         PURSUANT TO SECTION 13 OR 15(d)
                     OF THE SECURITIES EXCHANGE ACT OF 1934


                                  July 23, 2003
                Date of Report (Date of earliest event reported)



                         THE CHARLES SCHWAB CORPORATION
             (Exact name of registrant as specified in its charter)





              Delaware                  1-9700              94-3025021
    (State or other jurisdiction      Commission        (I.R.S. Employer
of incorporation or organization)     File Number      Identification Number)



                   120 Kearny Street, San Francisco, CA 94108
              (Address of principal executive offices and zip code)
       Registrant's telephone number, including area code: (415) 627-7000





Item 9. Regulation FD Disclosure (Information Provided Under Item 12)

The  following  information  is  furnished  pursuant  to Item  12,  "Results  of
Operations and Financial  Condition" of Form 8-K in accordance  with SEC Release
No. 33-8216.

On July  23,  2003,  The  Charles  Schwab  Corporation  issued  a press  release
announcing its financial  results for the quarter ended June 30, 2003. A copy of
the press release is furnished as Exhibit 99.1 to this report.


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                                    SIGNATURE

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned thereunto duly authorized.

                                             THE CHARLES SCHWAB CORPORATION
                                                   (Registrant)

Date:  July 23, 2003                               /s/ Christopher V. Dodds
       -------------                               ----------------------------
                                                   Christopher V. Dodds
                                                   Executive Vice President and
                                                    Chief Financial Officer

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Exhibit Index

99.1 Press  Release dated July 23, 2003 ("Schwab  Announces  Quarterly  Results,
     Increases Dividend By 27% Following Profit Improvement")


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