UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT
     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934

       Date of Report (Date of earliest event reported): January 24, 2006
                                                         ----------------


                              PEOPLES BANCORP INC.
         --------------------------------------------------------------
             (Exact name of Registrant as specified in its charter)

            Ohio                     0-16772                31-0987416
-----------------------------   -------------------   ------------------------
(State or other jurisdiction      (Commission File     (I.R.S. Employer
      of incorporation)                    Number)     Identification Number)

        138 Putnam Street, PO Box 738
                Marietta, Ohio                               45750-0738
-------------------------------------------------    ---------------------------
   (Address of principal executive offices)                  (Zip Code)

Registrant's telephone number, including area code:    (740) 373-3155
                                                       ---------------------

                                       Not applicable
--------------------------------------------------------------------------------
         (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

     [  ]  Written communications pursuant to Rule 425 under the 
           Securities Act (17 CFR 230.425)

     [  ]  Soliciting material pursuant to Rule 14a-12 under the 
           Exchange Act (17 CFR 240.14a-12)

     [  ]  Pre-commencement communications pursuant to Rule 14d-2(b) under 
           the Exchange Act (17 CFR 240.14d-2(b))

     [  ]  Pre-commencement communications pursuant to Rule 13e-4(c) under 
           the Exchange Act (17 CFR 240.13e-4(c))



                           Index to Exhibits on Page 3





Section 2 - Financial Information
        Item 2.02    Results of Operation and Financial Condition.
         On January 24, 2006 Peoples Bancorp Inc. issued a news release
         regarding its financial results for the fourth quarter of 2005. A copy
         of the news release is attached as Exhibit 99 to this Current Report on
         Form 8-K.


Section 9 - Financial Statements and Exhibits
         Item 9.01    Financial Statements and Exhibits
              a) Financial statements of businesses acquired No response
                 required.
              b) Pro forma financial information No response required.
              c) Exhibits


Exhibit Number             Description
----------------------     -----------------------------------------------------
      99                   News Release issued by Peoples Bancorp Inc. on 
                           January 24, 2006






                                   SIGNATURES


Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

                                          PEOPLES BANCORP INC.



Date:  January 24, 2006          By: /s/ MARK F. BRADLEY                       
                                         --------------------------------------
                                         Mark F. Bradley
                                         President and Chief Executive Officer





                                INDEX TO EXHIBITS

Exhibit Number              Description
-----------------------     ---------------------------------------------------
       99                   News Release issued by Peoples Bancorp Inc. on 
                            January 24, 2006