UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
Date of Report: October 20, 2004
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Commission file number 0-12820
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AMERICAN NATIONAL BANKSHARES INC.
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(Exact name of registrant as specified in its charter)
VIRGINIA 54-1284688
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(State or other jurisdiction of (I.R.S. Employer
incorporation or organization) Identification No.)
628 Main Street
Danville, Virginia 24541
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(Address of principal executive offices) (Zip Code)
(434) 792-5111
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(Registrant's telephone number, including area code)
Item 2.02. Results of Operations and Financial Condition
On October 20, 2004, American National Bankshares Inc. issued a press release
announcing third quarter results for the period ended September 30, 2004.
Exhibit
99.1 News Release and supporting schedules
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SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
AMERICAN NATIONAL BANKSHARES INC.
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(Registrant)
Date - October 20, 2004 By: /s/ Neal A. Petrovich
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Senior Vice President and
Chief Financial Officer