UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                    FORM 13F

                               FORM 13F COVER PAGE

Report for the Calendar Year or Quarter Ended: September 30, 2009

Check here if Amendment [ ]; Amendment Number: __________

This Amendment (Check only one): [ ] is a restatement.
                                 [ ] adds new holdings entries.

Institutional Investment Manager Filing this Report:

Name:    PINNACLE FINANCIAL PARTNERS, INC.
Address: 211 Commerce Street
         Suite 300
         Nashville, TN 37201

Form 13F File Number: 28-12761

The institutional investment manager filing this report and the person by whom
it is signed hereby represents that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.

Person Signing this Report on Behalf of Reporting Manager:

Name:  Harold R. Carpenter
Title: Chief Financial Officer
Phone: 615-744-3742

Signature, Place, and Date of Signing:


/s/ Harold R. Carpenter                 Nashville, Tennessee   October 22, 2009
------------------------------------

Report Type (Check only one.):

[X]  13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
     are reported in this report.)

[ ]  13F NOTICE. (Check here if no holdings reported are in this report, and all
     holdings are reported by other reporting manager(s).)

[ ]  13F COMBINATION REPORT. (Check here if a portion of the holdings from this
     reporting manager are reported in this report and a portion are reported by
     other reporting manager(s).)



FORM 13F FILE NUMBER   NAME
--------------------   ----
                    
28-_______________     ____________________________




                              FORM 13F SUMMARY PAGE

Report Summary:

Number of Other Included Managers:               0

Form 13F Information Table Entry Total:        243

Form 13F Information Table Value Total:   $120,271
                                        (thousands)

List of Other Included Managers:

Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.

NONE



NO.    FORM 13F FILE NUMBER   NAME
----   --------------------   ----
                        
____   28-________________    __________________



                                        2



                           FORM 13F INFORMATION TABLE



                                                                                                                  Voting Authority
                                                                    Shares/                Investment   Other  ---------------------
Name of Issuer                    Title of Class      Cusip   Value   PRN   SH/PR Put/Call Discretion Managers   Sole  Shared  None
--------------                --------------------- --------- ----- ------- ----- -------- ---------- -------- ------- ------ ------
                                                                                             
3M CO                         COM                   88579Y101   443   6,000   SH               SOLE              6,000
ABBOTT LABS                   COM                   002824100   741  14,977   SH               SOLE             13,627    450    900
ABBOTT LABS                   COM                   002824100    32     650   SH              OTHER                650
ACCENTURE PLC IRELAND - ACN   SHS CLASS A           G1151C101     9     245   SH               SOLE                245
ADOBE SYS INC                 COM                   00724F101    12     364   SH               SOLE                364
AGL RES INC                   COM                   001204106   801  22,700   SH               SOLE             22,350           350
AGL RES INC                   COM                   001204106    14     400   SH              OTHER                400
AIR PRODS & CHEMS INC         COM                   009158106 1,353  17,432   SH               SOLE             17,157    200     75
AIR PRODS & CHEMS INC         COM                   009158106    45     575   SH              OTHER                475    100
ALCOA INC                     COM                   013817101 1,420 108,253   SH               SOLE            108,253
ALCOA INC                     COM                   013817101    23   1,715   SH              OTHER              1,215    500
ALCON INCORPORATED COM
   SHS - ACL                  COM SHS               H01301102    21     155   SH               SOLE                155
ALTRIA GROUP INC              COM                   02209S103   288  16,176   SH               SOLE             13,980  1,900    296
ALTRIA GROUP INC              COM                   02209S103    28   1,600   SH              OTHER              1,600
AMAZON COM INC                COM                   023135106 1,396  14,954   SH               SOLE             14,954
AMAZON COM INC                COM                   023135106     9      97   SH              OTHER                 77     20
AMERICA MOVIL SAB DE CV - AMX SPON ADR L SHS        02364W105    14     319   SH               SOLE                319
AMERICAN EXPRESS CO           COM                   025816109     8     222   SH               SOLE                222
AMGEN INC                     COM                   031162100   611  10,137   SH               SOLE             10,036           101
AMGEN INC                     COM                   031162100     3      44   SH              OTHER                 22     22
AON CORP                      COM                   037389103   351   8,637   SH               SOLE              8,300           337
AON CORP                      COM                   037389103    26     650   SH              OTHER                650
APACHE CORP                   COM                   037411105 1,494  16,271   SH               SOLE             16,071           200
APACHE CORP                   COM                   037411105    40     440   SH              OTHER                240    200
APPLE INC                     COM                   037833100 1,691   9,121   SH               SOLE              9,121
APPLE INC                     COM                   037833100    10      55   SH              OTHER                        55
AT&T INC                      COM                   00206R102 2,115  78,301   SH               SOLE             76,506  1,645    150
AT&T INC                      COM                   00206R102    52   1,916   SH              OTHER              1,616    300
AUTOMATIC DATA PROCESSING IN  COM                   053015103   608  15,483   SH               SOLE             14,258  1,100    125
AUTOMATIC DATA PROCESSING IN  COM                   053015103    27     683   SH              OTHER                550    133
BAIDU INC                     SPON ADR REP A        056752108     7      19   SH               SOLE                 19
BANK OF AMERICA CORPORATION   COM                   060505104   397  23,433   SH               SOLE             23,283           150
BANK OF AMERICA CORPORATION   COM                   060505104    10     600   SH              OTHER                600
BANK OF NEW YORK MELLON CORP  COM                   064058100 1,056  36,414   SH               SOLE             35,493    921
BANK OF NEW YORK MELLON CORP  COM                   064058100    29   1,000   SH              OTHER              1,000
BAXTER INTERNATIONAL INC      COM                   071813109     0       0   SH               SOLE                  0
BECTON DICKINSON & CO         COM                   075887109   679   9,744   SH               SOLE              9,744
BECTON DICKINSON & CO         COM                   075887109    15     220   SH              OTHER                120    100
BIOVAIL CORP                  COM                   09067J109    10     660   SH               SOLE                660
BLDRS INDEX FDS TR            DEV MK 100 ADR        09348R201   489  23,168   SH               SOLE             23,168
BOEING CO                     COM                   097023105   459   8,480   SH               SOLE              7,630    750    100
BOEING CO                     COM                   097023105    27     500   SH              OTHER                500
BP PLC                        SPONSORED ADR         055622104   740  13,908   SH               SOLE             12,983    825    100
BP PLC                        SPONSORED ADR         055622104    43     809   SH              OTHER                700    109
BRISTOL MYERS SQUIBB CO       COM                   110122108   542  24,060   SH               SOLE             24,060
CAMERON INTERNATIONAL CORP    COM                   13342B105    16     424   SH               SOLE                424
CATERPILLAR INC DEL           COM                   149123101   453   8,825   SH               SOLE              7,825    600    400
CATERPILLAR INC DEL           COM                   149123101    26     500   SH              OTHER                500
CHESAPEAKE ENERGY CORP        COM                   165167107   812  28,596   SH               SOLE             28,596
CHESAPEAKE ENERGY CORP        COM                   165167107     6     200   SH              OTHER                200
CHEVRON CORP NEW              COM                   166764100 1,165  16,543   SH               SOLE             15,943    525     75
CHEVRON CORP NEW              COM                   166764100   104   1,476   SH              OTHER              1,350    126
CHUBB CORPORATION             COM                   171232101     3      60   SH               SOLE                 60
CISCO SYS INC                 COM                   17275R102   205   8,705   SH               SOLE              8,705
CISCO SYS INC                 COM                   17275R102    16     700   SH              OTHER                       700
CITIGROUP INCORPORATED - C    COM                   172967101     1     214   SH               SOLE                214
COCA COLA CO                  COM                   191216100 1,761  32,779   SH               SOLE             32,254    425    100
COCA COLA CO                  COM                   191216100    27     500   SH              OTHER                500
COGNIZANT TECHNOLOGY SOLUTIO  CL A                  192446102    13     325   SH               SOLE                325
COLGATE PALMOLIVE CO          COM                   194162103   208   2,723   SH               SOLE              2,323    400
COLGATE PALMOLIVE CO          COM                   194162103    71     933   SH              OTHER                       933
CONOCOPHILLIPS                COM                   20825C104 1,510  33,450   SH               SOLE             32,350    850    250
CONOCOPHILLIPS                COM                   20825C104    38     844   SH              OTHER                844
CORNING INC                   COM                   219350105   901  58,849   SH               SOLE             58,149           700
CORNING INC                   COM                   219350105     9     583   SH              OTHER                308    275
COSTCO WHSL CORP NEW          COM                   22160K105 1,391  24,666   SH               SOLE             24,666
COSTCO WHSL CORP NEW          COM                   22160K105    23     400   SH              OTHER                200    200
CUMMINS INC                   COM                   231021106    11     246   SH               SOLE                246
CVS CAREMARK CORPORATION      COM                   126650100   389  10,871   SH               SOLE             10,671           200
CVS CAREMARK CORPORATION      COM                   126650100    48   1,350   SH              OTHER                750    600
DANAHER CORPORATION DEL       COM                   235851102    16     239   SH               SOLE                239
DENTSPLY INTL INC NEW         COM                   249030107    10     277   SH               SOLE                277
DIRECTV GROUP INC             COM                   25459L106     9     319   SH               SOLE                319
DISNEY WALT CO                COM                   254687106    11     414   SH               SOLE                414
DOMINION RES INC VA NEW       COM                   25746U109   196   5,685   SH               SOLE              5,435    200     50
DOMINION RES INC VA NEW       COM                   25746U109    14     400   SH              OTHER                400
DOW CHEM CO                   COM                   260543103 1,617  62,039   SH               SOLE             62,039
DOW CHEM CO                   COM                   260543103    40   1,550   SH              OTHER              1,200    350
DRESSER-RAND GROUP            COM                   261608103    10     307   SH               SOLE                307
DU PONT E I DE NEMOURS & CO   COM                   263534109   397  12,341   SH               SOLE             11,656    685
DU PONT E I DE NEMOURS & CO   COM                   263534109    20     620   SH              OTHER                200    420
DUKE ENERGY CORP NEW          COM                   26441C105   762  48,385   SH               SOLE             46,485  1,500    400
DUKE ENERGY CORP NEW          COM                   26441C105    36   2,300   SH              OTHER              2,300
E M C CORP MASS               COM                   268648102 1,566  91,916   SH               SOLE             89,866  2,050
E M C CORP MASS               COM                   268648102    13     745   SH              OTHER                380    365
EMCOR GROUP INC               COM                   29084Q100     9     370   SH               SOLE                370
EXELON CORP                   COM                   30161N101   471   9,490   SH               SOLE              9,165    225    100
EXELON CORP                   COM                   30161N101    20     400   SH              OTHER                400
EXXON MOBIL CORP              COM                   30231G102 5,767  84,053   SH               SOLE             83,495    456    102
EXXON MOBIL CORP              COM                   30231G102    86   1,258   SH              OTHER                950    308
FACTSET RESH SYS INC          COM                   303075105    10     154   SH               SOLE                154
FIRST HORIZON NATL CORP       COM                   320517105   472  35,649   SH               SOLE             34,555         1,093
FLOWSERVE CORP                COM                   34354P105    15     155   SH               SOLE                155
FLUOR CORP NEW                COM                   343412102 1,879  36,954   SH               SOLE             36,954
FLUOR CORP NEW                COM                   343412102    26     521   SH              OTHER                291    230
FPL GROUP INC                 COM                   302571104 1,122  20,307   SH               SOLE             20,307





                                                                                             
FPL GROUP INC                 COM                   302571104    36     644   SH              OTHER                450    194
GENERAL ELECTRIC CO           COM                   369604103 1,498  91,201   SH               SOLE             89,268  1,325    608
GENERAL ELECTRIC CO           COM                   369604103    37   2,250   SH              OTHER              2,250
GENERAL MLS INC               COM                   370334104   248   3,855   SH               SOLE              3,555    200    100
GENERAL MLS INC               COM                   370334104    29     443   SH              OTHER                425     18
GILEAD SCIENCES INC           COM                   375558103   551  11,864   SH               SOLE             11,864
GILEAD SCIENCES INC           COM                   375558103    33     700   SH              OTHER                300    400
GOLDMAN SACHS GROUP INC       COM                   38141G104 2,282  12,377   SH               SOLE             12,227    150
GOLDMAN SACHS GROUP INC       COM                   38141G104    62     335   SH              OTHER                285     50
GOODRICH CORP                 COM                   382388106   769  14,150   SH               SOLE             14,150
GOODRICH CORP                 COM                   382388106    30     550   SH              OTHER                550
HEWLETT PACKARD CO            COM                   428236103   341   7,218   SH               SOLE              6,618    600
HOME DEPOT INC                COM                   437076102 1,831  68,739   SH               SOLE             67,714    825    200
HOME DEPOT INC                COM                   437076102    24     890   SH              OTHER                590    300
HONEYWELL INTL INC            COM                   438516106 1,827  49,174   SH               SOLE             48,149    750    275
HONEYWELL INTL INC            COM                   438516106    44   1,175   SH              OTHER              1,075    100
ILLINOIS TOOL WKS INC         COM                   452308109     2      50   SH               SOLE                 50
INTEL CORP                    COM                   458140100 1,530  78,191   SH               SOLE             74,791  2,300  1,100
INTEL CORP                    COM                   458140100    50   2,560   SH              OTHER              2,060    500
INTERNATIONAL BUSINESS MACHS  COM                   459200101 1,294  10,819   SH               SOLE             10,619    200
INTERNATIONAL BUSINESS MACHS  COM                   459200101     6      50   SH              OTHER                        50
INTL PAPER CO                 COM                   460146103   203   9,150   SH               SOLE              8,950           200
INTL PAPER CO                 COM                   460146103     2     100   SH              OTHER                100
ISHARES INC                   MSCI BRAZIL           464286400    10     154   SH               SOLE                154
ISHARES TR INDEX              MSCI EMERG MKT        464287234    45   1,157   SH               SOLE              1,157
ISHARES TR INDEX              S&P500 GRW            464287309   858  15,894   SH               SOLE             15,894
ISHARES TR INDEX              S&P 500 VALUE         464287408   679  13,268   SH               SOLE             13,268
ISHARES TR INDEX              MSCI EAFE IDX         464287465 3,387  61,956   SH               SOLE             61,761           195
ISHARES TR INDEX              MSCI EAFE IDX         464287465   187   3,421   SH              OTHER              2,171  1,250
ISHARES TR INDEX              S&P MC 400 GRW        464287606    25     338   SH               SOLE                338
ISHARES TR INDEX              S&P MIDCP VALU        464287705 1,196  18,990   SH               SOLE             18,255    575    160
ISHARES TR INDEX              S&P MIDCP VALU        464287705    38     600   SH              OTHER                       600
ISHARES TR INDEX              S&P SMLCP VALU        464287879   824  14,680   SH               SOLE             14,587     25     68
ISHARES TR INDEX              S&P SMLCP VALU        464287879    33     589   SH              OTHER                369    100    120
ISHARES TR INDEX              S&P SMLCP GROW        464287887 1,708  31,607   SH               SOLE             31,327     30    250
ISHARES TR INDEX              S&P SMLCP GROW        464287887    25     456   SH              OTHER                256    100    100
ISHARES TR INDEX - IJS        Exchange Traded Funds 464287879   399   7,101   SH               SOLE              7,101
ISHARES TR INDEX - IWN        RUSL 2000 VALU        464287630   268   4,743   SH               SOLE              4,743
ISHARES TR INDEX - IYR        DJ US REAL EST        464287739    64   1,500   SH               SOLE              1,500
ITT CORPORATION NEW           COM                   450911102    15     296   SH               SOLE                296
JOHNSON & JOHNSON             COM                   478160104 4,493  73,792   SH               SOLE             73,242    450    100
JOHNSON & JOHNSON             COM                   478160104   572   9,389   SH              OTHER                909  8,480
JPMORGAN CHASE & CO           COM                   46625H100 2,761  63,004   SH               SOLE             61,879  1,025    100
JPMORGAN CHASE & CO           COM                   46625H100    61   1,400   SH              OTHER              1,000    400
KIMBERLY CLARK CORP           COM                   494368103   328   5,554   SH               SOLE              4,929    525    100
KRAFT FOODS INC               CL A                  50075N104     3     100   SH               SOLE                100
L-3 COMMUNICATIONS HLDGS INC  COM                   502424104   823  10,250   SH               SOLE             10,250
L-3 COMMUNICATIONS HLDGS INC  COM                   502424104    32     400   SH              OTHER                300    100
LABORATORY CORP AMER HLDGS    COM NEW               50540R409   921  14,014   SH               SOLE             14,014
LABORATORY CORP AMER HLDGS    COM NEW               50540R409    26     400   SH              OTHER                200    200
LILLY ELI & CO                COM                   532457108   244   7,380   SH               SOLE              6,830    450    100
LILLY ELI & CO                COM                   532457108    21     650   SH              OTHER                650
LINCOLN NATL CORP IND         COM                   534187109   725  27,965   SH               SOLE             27,815           150
LINCOLN NATL CORP IND         COM                   534187109     3     134   SH              OTHER                134
LOCKHEED MARTIN CORP          COM                   539830109   985  12,620   SH               SOLE             12,620
LOCKHEED MARTIN CORP          COM                   539830109    12     160   SH              OTHER                 85     75
MARATHON OIL CORP             COM                   565849106    12     388   SH               SOLE                388
MCDONALDS CORP                COM                   580135101   358   6,278   SH               SOLE              5,578    600    100
MCDONALDS CORP                COM                   580135101    23     400   SH              OTHER                400
MCKESSON CORP                 COM                   58155Q103    11     186   SH               SOLE                186
MERCK & CO INC                COM                   589331107   488  15,424   SH               SOLE             15,274           150
MERCK & CO INC                COM                   589331107    24     750   SH              OTHER                750
MICROSOFT CORP                COM                   594918104 2,216  86,132   SH               SOLE             84,532  1,400    200
MICROSOFT CORP                COM                   594918104    44   1,720   SH              OTHER              1,550    170
MIDCAP SPDR TR                UNIT SER 1            595635103    44     353   SH               SOLE                353
MONSANTO CO NEW               COM                   61166W101 1,128  14,577   SH               SOLE             14,577
MONSANTO CO NEW               COM                   61166W101    17     216   SH              OTHER                 68    148
MORGAN STANLEY                COM NEW               617446448 1,300  42,105   SH               SOLE             41,655    450
MORGAN STANLEY                COM NEW               617446448     3      97   SH              OTHER                 97
MOTOROLA INC                  COM                   620076109     8     900   SH               SOLE                900
NATIONAL HEALTH INVS INC      COM                   63633D104   489  15,445   SH               SOLE             14,945           500
NATIONAL HEALTHCARE CORP      COM                   635906100   346   9,283   SH               SOLE              9,183           100
NATIONAL OILWELL VARCO INC    COM                   637071101 1,807  41,905   SH               SOLE             41,905
NATIONAL OILWELL VARCO INC    COM                   637071101    28     648   SH              OTHER                348    300
NIKE INC                      CL B                  654106103 1,834  28,354   SH               SOLE             27,754    500    100
NIKE INC                      CL B                  654106103    39     609   SH              OTHER                509    100
NORTHERN TR CORP              COM                   665859104    12     200   SH               SOLE                200
NOVARTIS A G                  SPONSORED ADR         66987V109    12     244   SH               SOLE                244
NUCOR CORP                    COM                   670346105     9     182   SH               SOLE                182
ORACLE CORP                   COM                   68389X105 1,633  78,390   SH               SOLE             77,590    800
ORACLE CORP                   COM                   68389X105    30   1,454   SH              OTHER                704    750
PEPSICO INC                   COM                   713448108 3,301  56,279   SH               SOLE             55,179    900    200
PEPSICO INC                   COM                   713448108   281   4,783   SH              OTHER              1,950  2,833
PFIZER INC                    COM                   717081103 1,613  97,465   SH               SOLE             95,465  1,450    550
PFIZER INC                    COM                   717081103    21   1,250   SH              OTHER              1,250
PHILIP MORRIS INTL INC        COM                   718172109 1,093  22,437   SH               SOLE             22,437
PHILIP MORRIS INTL INC        COM                   718172109     2      34   SH              OTHER                 34
PIEDMONT NAT GAS INC          COM                   720186105   348  14,534   SH               SOLE             14,534
PINNACLE FINL PARTNERS INC    COM                   72346Q104 4,414 347,288   SH               SOLE            326,649        20,639
POWERSHARES DB CMDTY IDX TRA  UNIT BEN INT          73935S105   510  23,100   SH               SOLE             21,500  1,600
POWERSHARES DB CMDTY IDX TRA  UNIT BEN INT          73935S105    44   2,000   SH              OTHER              2,000
PRAXAIR INC                   COM                   74005P104     4      55   SH               SOLE                 55
PROCTER & GAMBLE CO           COM                   742718109 1,875  32,362   SH               SOLE             31,212    900    250
PROCTER & GAMBLE CO           COM                   742718109    43     750   SH              OTHER                750
PROGRESS ENERGY INC           COM                   743263105   315   8,070   SH               SOLE              7,575    350    145
PROGRESS ENERGY INC           COM                   743263105    12     300   SH              OTHER                300
PROSHARES TR                  PSHS ULTSH 20YRS      74347R297   287   6,510   SH               SOLE              6,510
QLOGIC CORPORATION - QLGC     COM                   747277101    11     658   SH               SOLE                658





                                                                                             
QUALCOMM INC                  COM                   747525103 1,739  38,652   SH               SOLE             38,652
QUALCOMM INC                  COM                   747525103    52   1,149   SH              OTHER                799    350
QUEST DIAGNOSTICS
   INCORPORATED - DGX         COM                   74834L100     9     169   SH               SOLE                169
RADIOSHACK CORPORATION - RSH  COM                   750438103     8     484   SH               SOLE                484
REGIONS FINANCIAL CORP NEW    COM                   7591EP100 1,585 255,212   SH               SOLE            247,841         7,371
REGIONS FINANCIAL CORP NEW    COM                   7591EP100    20   3,282   SH              OTHER                     3,282
REPSOL YPF S A                SPONSORED ADR         76026T205    38   1,400   SH               SOLE              1,400
RESEARCH IN MOTION LTD        COM                   760975102   926  13,706   SH               SOLE             13,706
RESEARCH IN MOTION LTD        COM                   760975102    18     265   SH              OTHER                165    100
RIO TINTO PLC                 SPONSORED ADR         767204100     3      20   SH               SOLE                 20
SCHEIN HENRY INC              COM                   806407102    10     177   SH               SOLE                177
SCHERING PLOUGH CORP          COM                   806605101 1,858  65,774   SH               SOLE             65,774
SCHERING PLOUGH CORP          COM                   806605101    41   1,435   SH              OTHER                900    535
SCHLUMBERGER LTD              COM                   806857108     1      24   SH               SOLE                 24
SEI INVESTMENTS CO            COM                   784117103    10     487   SH               SOLE                487
SIGMA ALDRICH CORP            COM                   826552101   648  12,000   SH               SOLE             12,000
SOUTHERN CO                   COM                   842587107   242   7,640   SH               SOLE              7,590            50
SOUTHERN COPPER CORP          COM                   84265V105    14     441   SH               SOLE                441
SPDR SERIES TRUST             DJ SML GRWTH ETF      78464A201   602   7,481   SH               SOLE              7,481
SPDR SERIES TRUST             DJ SML VALUE ETF      78464A300   397   7,279   SH               SOLE              7,279
SPDR TR                       UNIT SER 1            78462F103    24     229   SH               SOLE                229
SPECTRA ENERGY CORP           COM                   847560109   418  22,050   SH               SOLE             21,960            90
SPECTRA ENERGY CORP           COM                   847560109    13     700   SH              OTHER                700
STARWOOD HOTELS&RESORTS
   WRLDWD - HOT               COM                   85590A401     3      80   SH               SOLE                 80
STRYKER CORPORATION           COM                   863667101     4      80   SH               SOLE                 80
SUNTRUST BKS INC              COM                   867914103   368  16,333   SH               SOLE             16,333
TEREX CORP NEW                COM                   880779103   250  12,050   SH               SOLE             12,050
TEREX CORP NEW                COM                   880779103     6     300   SH              OTHER                300
TEXAS INSTRS INC              COM                   882508104    10     435   SH               SOLE                435
THERMO FISHER SCIENTIFIC      COM                   883556102     9     202   SH               SOLE                202
TOTAL S A                     SPONSORED ADR         89151E109   233   3,929   SH               SOLE              3,229    600    100
TOTAL S A                     SPONSORED ADR         89151E109    12     200   SH              OTHER                200
TRANSOCEAN LIMITED REG
   SHS - RIG                  REG SHS               H8817H100    13     150   SH               SOLE                150
UNION PAC CORP                COM                   907818108 1,100  18,853   SH               SOLE             18,853
UNION PAC CORP                COM                   907818108    15     250   SH              OTHER                140    110
UNITED TECHNOLOGIES CORP      COM                   913017109   504   8,269   SH               SOLE              7,594    575    100
UNITED TECHNOLOGIES CORP      COM                   913017109    27     450   SH              OTHER                450
VANGUARD BD INDEX FD INC      SHORT TRM BOND        921937827   841  10,500   SH               SOLE             10,500
VANGUARD INDEX FDS            STK MRK ETF           922908769   297   5,550   SH               SOLE              5,550
VCA ANTECH INC                COM                   918194101     9     337   SH               SOLE                337
VERIZON COMMUNICATIONS INC    COM                   92343V104 1,807  59,688   SH               SOLE             57,380  1,275  1,033
VERIZON COMMUNICATIONS INC    COM                   92343V104    47   1,550   SH              OTHER              1,050    500
WAL MART STORES INC           COM                   931142103 1,414  28,802   SH               SOLE             28,102    300    400
WAL MART STORES INC           COM                   931142103    44     900   SH              OTHER                900
WELLS FARGO & CO NEW          COM                   949746101 1,653  58,653   SH               SOLE             58,153    500
WELLS FARGO & CO NEW          COM                   949746101    44   1,550   SH              OTHER              1,250    300
WINDSTREAM CORPORATION        COM                   97381W104     1     103   SH               SOLE                103
WYETH                         COM                   983024100   301   6,200   SH               SOLE              6,200
YUM BRANDS INC                COM                   988498101     5     150   SH               SOLE                150