SCHEDULE 13G
                                (RULE 13d-102)

   Information to be Included in Statements Filed Pursuant to Rule 13d-1(b),
      (c), and (d) and Amendments Thereto Filed Pursuant to Rule 13d-2(b)

                      SECURITIES AND EXCHANGE COMMISSION
                            WASHINGTON, D.C. 20549

                   Under the Securities Exchange Act of 1934
                              (Amendment No.    )*
                                            ----

                               Radian Group, Inc.
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                               (Name of Issuer)

                                  Common Stock
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                        (Title of Class of Securities)

                                   750236101
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                                (CUSIP Number)


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           (Date of Event Which Requires Filing of this Statement)


Check the appropriate box to designate the rule pursuant to which this Schedule
is filed:

    [ X ]  Rule 13d-1(b)
    [   ]  Rule 13d-1(c)
    [   ]  Rule 13d-1(d)


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*  The remainder of this cover page shall be filled out for a reporting person's
initial filing on this form with respect to the subject class of securities, and
for any subsequent amendment containing information which would alter the
disclosures provided in a prior cover page.

        The information required in the remainder of this cover page shall not
be deemed to be "filed" for the purpose of Section 18 of the Securities Exchange
Act of 1934 ("Act") or otherwise subject to the liabilities of that section of
the Act, but shall be subject to all other provisions of the Act (however, see
the Notes).




CUSIP NO.   750236101                   13G
         ---------------------

  (1)     NAMES OF REPORTING PERSONS
          I.R.S. IDENTIFICATION NOS. OF ABOVE PERSONS (ENTITIES ONLY)
           INVESCO Institutional (NA), Inc. / IRS Number 58-1707262
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  (2)     CHECK THE APPROPRIATE BOX IF A MEMBER OF A GROUP          (a)   [   ]
          (See Instructions)                                        (b)   [ X ]

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  (3)     SEC USE ONLY

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  (4)     CITIZENSHIP OR PLACE OF ORGANIZATION
           State of Delaware, USA
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                       (5)     SOLE VOTING POWER
  NUMBER OF                  None
   SHARES              --------------------------------------------------------
 BENEFICIALLY          (6)     SHARED VOTING POWER
  OWNED BY                   7,256,291
    EACH               --------------------------------------------------------
  REPORTING            (7)     SOLE DISPOSITIVE POWER
 PERSON WITH                 None
                       --------------------------------------------------------
                       (8)     SHARED DISPOSITIVE POWER
                             7,256,291
                       --------------------------------------------------------

  (9)     AGGREGATE AMOUNT BENEFICIALLY OWNED BY EACH REPORTING PERSON
             7,256,291
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 (10)     CHECK IF THE AGGREGATE AMOUNT IN ROW (9) EXCLUDES CERTAIN
          SHARES (See Instructions)                                       [   ]

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 (11)     PERCENT OF CLASS REPRESENTED BY AMOUNT IN ROW (9)
            7.74%
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 (12)     TYPE OF REPORTING PERSON (See Instructions)
            I.A.
          ---------------------------------------------------------------------

                                   SIGNATURE

         After due inquiry and to the best of my knowledge and belief, I
certify that the information set forth in this statement is true, complete and
correct.

                                                 /s/ Luis A. Aguilar
                                        ---------------------------------------
                                                      (Signature)

                                            Luis A. Aguilar, General Counsel
                                        ---------------------------------------
                                                    (Name and Title)

                                                   January 29, 2002
                                        ---------------------------------------
                                                         (Date)