SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 8-K
CURRENT REPORT
Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934
DATE OF REPORT (DATE OF EARLIEST EVENT REPORTED): AUGUST 13, 2002
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PINNACLE FINANCIAL PARTNERS, INC.
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(Exact name of registrant as specified in its charter)
Tennessee 000-31225 62-1812853
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(State or other jurisdiction of incorporation (Commission File (I.R.S. Employer
or organization) Number) Identification No.)
The Commerce Center, 211 Commerce Street, Suite 300, Nashville, Tennessee 37201
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(Address of principal executive offices) (Zip Code)
Registrant's telephone number, including area code: (615) 744-3700
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Not Applicable
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(Former name, former address
and former fiscal year,
if changed since last report)
PINNACLE FINANCIAL PARTNERS, INC.
REPORT ON FORM 8-K
AUGUST 13, 2002
TABLE OF CONTENTS
Page No.
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ITEM 7. Financial Statements, Pro Forma Financial
Information and Exhibits........................................3
ITEM 9. Regulation FD Disclosure........................................3
SIGNATURE................................................................4
EXHIBIT 99.1.............................................................5
FORWARD-LOOKING STATEMENTS
The Company may from time to time make written or oral statements, including
statements contained in this report which may constitute forward-looking
statements within the meaning of Section 27A of the Securities Exchange Act of
1934 (the "Exchange Act"). The words "expect", "anticipate", "intend", "plan",
"believe", "seek", "estimate", and similar expressions are intended to identify
such forward-looking statements, but other statements may constitute
forward-looking statements. These statements should be considered subject to
various risks and uncertainties. Such forward-looking statements are made based
upon management's belief as well as assumptions made by, and information
currently available to, management pursuant to "safe harbor" provisions of the
Private Securities Litigation Reform Act of 1995. The Company's actual results
may differ materially from the results anticipated in forward-looking statements
due to a variety of factors, including governmental monetary and fiscal
policies, deposit levels, loan demand, loan collateral values, securities
portfolio values, interest rate risk management, the effects of competition in
the banking business from other commercial banks, thrifts, mortgage banking
firms, consumer finance companies, credit unions, securities brokerage firms,
insurance companies, money market funds and other financial institutions
operating in the Company's market area and elsewhere, including institutions
operating through the Internet, changes in governmental regulation relating to
the banking industry, including regulations relating to branching and
acquisitions, failure of assumptions underlying the establishment of reserves
for loan losses, including the value of collateral underlying delinquent loans
and other factors. The Company cautions that such factors are not exclusive. The
Company does not intend to update or reissue any forward-looking statements
contained in this report as a result of new information or other circumstances
that may become known to the Company.
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ITEM 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS.
(c) Exhibits
NUMBER EXHIBIT
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99.1 Press release dated August 13, 2002
ITEM 9. REGULATION FD DISCLOSURE
On August 14, 2002 Pinnacle Financial Partners, Inc. ("Pinnacle") began
trading on the Nasdaq National Market under the ticker symbol "PNFP". Pinnacle
has traded on the Nasdaq SmallCap Market since May of this year.
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SIGNATURES
Pursuant to the requirements of the Securities and Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
PINNACLE FINANCIAL PARTNERS, INC.
By: /s/ M. Terry Turner
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M. Terry Turner
President and CEO
Date: August 14, 2002
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