UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
FORM 13F
FORM 13F COVER PAGE
Report for the Calendar Year or Quarter Ended: September 30, 2008
Check here if Amendment [ ]; Amendment Number: __________
This Amendment (Check only one): [ ] is a restatement.
[ ] adds new holdings entries.
Institutional Investment Manager Filing this Report:
Name: PINNACLE FINANCIAL PARTNERS, INC.
Address: 211 Commerce Street
Suite 300
Nashville, TN 37201
Form 13F File Number: 28-12761
The institutional investment manager filing this report and the person by whom
it is signed hereby represents that the person signing the report is authorized
to submit it, that all information contained herein is true, correct and
complete, and that it is understood that all required items, statements,
schedules, lists, and tables, are considered integral parts of this form.
Person Signing this Report on Behalf of Reporting Manager:
Name: Harold R. Carpenter
Title: Chief Financial Officer
Phone: 615-744-3742
Signature, Place, and Date of Signing:
Harold R. Carpenter Nashville, Tennessee November 13, 2008
------------------------------ -------------------- -----------------
Report Type (Check only one.):
[X] 13F HOLDINGS REPORT. (Check here if all holdings of this reporting manager
are reported in this report.)
[ ] 13F NOTICE. (Check here if no holdings reported are in this report, and all
holdings are reported by other reporting manager(s).)
[ ] 13F COMBINATION REPORT. (Check here if a portion of the holdings from this
reporting manager are reported in this report and a portion are reported by
other reporting manager(s).)
FORM 13F FILE NUMBER NAME
-------------------- ----
28- _______________ ____________________________
FORM 13F SUMMARY PAGE
Report Summary:
Number of Other Included Managers: 0
Form 13F Information Table Entry Total: 390
Form 13F Information Table Value Total: $118,836
(thousands)
List of Other Included Managers:
Provide a numbered list of the name(s) and Form 13F file number(s) of all
institutional investment managers with respect to which this report is filed,
other than the manager filing this report.
NONE
NO. FORM 13F FILE NUMBER NAME
--- -------------------- ----
___ 28-_______________ __________________
2
FORM 13F INFORMATION TABLE
Voting Authority
Shares/ SH/ Put/ Investment Other ---------------------
Name of Issuer Title of Class Cusip Value PRN PR Call Discretion Managers Sole Shared None
-------------- --------------------- --------- ----- ------- --- ---- ---------- -------- ------ ------ -----
AGL Res Inc. COM 1204106 87 2750 OTHER 2400 0 350
AGL Res Inc. COM 1204106 611 19350 SOLE 19350 0 0
Abbott Labs Com COM 2824100 64 1100 OTHER 800 0 300
Abbott Labs Com COM 2824100 575 9950 SOLE 9450 0 500
Aberdeen Asia-Pacific COM 3009107 25 5000 SOLE 5000 0 0
Aegon N V Ord Amer Reg NY REGISTRY SH 7924103 16 1845 SOLE 1845 0 0
Air Prods & Chems Inc COM 9158106 5 75 OTHER 75 0 0
Air Prods & Chems Inc COM 9158106 462 6727 SOLE 6727 0 0
Alcoa Inc. COM 13817101 51 2268 OTHER 2168 100 0
Alcoa Inc. COM 13817101 1144 50517 SOLE 50517 0 0
Allergan Inc NOTE 1.500% 4/0 18490102 84 750 SOLE 750 0 0
Allstate Corp Com COM 20002101 92 1987 SOLE 1987 0 0
American Electric
Power COM 25537101 32 860 SOLE 860 0 0
American Express Co
Com COM 25816109 5 100 SOLE 100 0 0
Amgen Inc. COM 31162100 16 266 OTHER 0 266 0
Amgen Inc. COM 31162100 46 773 SOLE 672 0 101
Anadarko Pete Corp COM 32511107 9 178 SOLE 178 0 0
Analog Devices
Incorporated COM 32654105 9 350 OTHER 350 0 0
Analog Devices
Incorporated COM 32654105 190 7200 SOLE 7200 0 0
Anheuser Busch Cos Inc COM 35229103 97 1483 OTHER 0 1483 0
Anheuser Busch Cos Inc COM 35229103 774 11916 SOLE 10916 0 1000
Aon Corp COM 37389103 46 1050 OTHER 1050 0 0
Aon Corp COM 37389103 727 16437 SOLE 16100 0 337
Apache Corp Com COM 37411105 84 810 OTHER 410 200 200
Apache Corp Com COM 37411105 948 9117 SOLE 9117 0 0
Apple, Inc COM 37833100 12 105 OTHER 50 55 0
Apple, Inc COM 37833100 530 4654 SOLE 4654 0 0
Archer-Daniels Midland COM 39483102 6 300 OTHER 300 0 0
Archer-Daniels Midland COM 39483102 144 6800 SOLE 6800 0 0
Atmos Energy Corp Com COM 49560105 33 1230 OTHER 1230 0 0
Atmos Energy Corp Com COM 49560105 52 1935 SOLE 1935 0 0
Automatic Data
Processing Inc. COM 53015103 29 699 OTHER 250 299 150
Automatic Data
Processing Inc. COM 53015103 306 7173 SOLE 7173 0 0
BJ Services Co COM 55482103 17 850 OTHER 350 0 500
BJ Services Co COM 55482103 210 10850 SOLE 10850 0 0
BP Plc Sponsored ADR SPONSORED ADR 55622104 70 1402 OTHER 521 881 0
BP Plc Sponsored ADR SPONSORED ADR 55622104 124 2462 SOLE 2462 0 0
BP Prudhoe Bay Royalty
Trust UNIT BEN INT 55630107 46 500 SOLE 500 0 0
Page 1 of 11
Voting Authority
Shares/ SH/ Put/ Investment Other ---------------------
Name of Issuer Title of Class Cusip Value PRN PR Call Discretion Managers Sole Shared None
-------------- --------------------- --------- ----- ------- --- ---- ---------- -------- ------ ------ -----
Baker Hughes Inc. Com COM 57224107 61 1000 SOLE 1000 0 0
Bancorpsouth Inc. Com COM 59692103 56 2000 OTHER 0 0 2000
Bancorpsouth Inc. Com COM 59692103 70 2500 SOLE 2500 0 0
Bank of America
Corporation New COM 60505104 122 3451 OTHER 1125 2176 150
Bank of America
Corporation New COM 60505104 1399 39546 SOLE 39546 0 0
Bank of New York
Mellon Corp COM 64058100 3 100 OTHER 100 0 0
Bank of New York
Mellon Corp COM 64058100 459 13942 SOLE 13942 0 0
Baxter Intl Inc COM 71813109 34 536 OTHER 536 0 0
Baxter Intl Inc COM 71813109 1165 17798 SOLE 17798 0 0
Becton Dickinson & Co. COM 75887109 20 250 OTHER 150 100 0
Becton Dickinson & Co. COM 75887109 481 6001 SOLE 6001 0 0
Bed Bath And Beyond COM 75896100 15 500 OTHER 500 0 0
Berkshire Hathaway
Inc. CL A 84670108 131 1 SOLE 1 0 0
Berkshire Hathaway Inc
Del Cl B COM 84670207 101 23 SOLE 23 0 0
Best Buy Inc. Com COM 86516101 17 450 OTHER 0 450 0
Best Buy Inc. Com COM 86516101 68 1800 SOLE 1800 0 0
BHP Billiton Ltd
Sponsored Adr SPONSORED ADR 88606108 27 525 SOLE 525 0 0
Boeing Co. Com COM 97023105 64 1130 SOLE 1130 0 0
Bristol Myers Squibb
Co. Com COM 110122108 25 1200 OTHER 1200 0 0
Bristol Myers Squibb
Co. Com COM 110122108 489 23440 SOLE 23440 0 0
CBS Corp New CL B CL B 124857202 15 1000 SOLE 1000 0 0
CVS/Caremark Corp COM 126650100 61 1850 OTHER 1000 600 250
CVS/Caremark Corp COM 126650100 606 18101 SOLE 18101 0 0
Carnival Corp Paired
Ctf PAIRED CTF 143658300 8 200 OTHER 200 0 0
Carnival Corp Paired
Ctf PAIRED CTF 143658300 153 4275 SOLE 4275 0 0
Caterpillar Inc. Del
Com COM 149123101 102 1700 SOLE 1700 0 0
Celgene Corporation COM 151020104 24 368 OTHER 368 0 0
Celgene Corporation COM 151020104 589 9316 SOLE 9316 0 0
Chevrontexaco Corp COM 166764100 145 1774 OTHER 750 1024 0
Chevrontexaco Corp COM 166764100 968 11768 SOLE 11768 0 0
Citigroup Inc. COM 172967101 26 1264 OTHER 714 550 0
Citigroup Inc. COM 172967101 993 48632 SOLE 48632 0 0
Coach Inc. COM 189754104 3 100 SOLE 100 0 0
Coca Cola Co Com COM 191216100 29 550 OTHER 550 0 0
Coca Cola Co Com COM 191216100 1084 20500 SOLE 20500 0 0
Colgate Palmolive Co. COM 194162103 95 1243 OTHER 160 1083 0
Colgate Palmolive Co. COM 194162103 603 7948 SOLE 7948 0 0
Constellation Energy
Group COM 210371100 10 410 OTHER 235 175 0
Page 2 of 11
Voting Authority
Shares/ SH/ Put/ Investment Other ---------------------
Name of Issuer Title of Class Cusip Value PRN PR Call Discretion Managers Sole Shared None
-------------- --------------------- --------- ----- ------- --- ---- ---------- -------- ------ ------ -----
Constellation Energy
Group COM 210371100 173 7087 SOLE 7087 0 0
Corning Inc. Com COM 219350105 33 2095 OTHER 820 275 1000
Corning Inc. Com COM 219350105 469 30107 SOLE 30107 0 0
Cortex Pharmaceuticals COM NEW 220524300 0 250 SOLE 250 0 0
Danaher Corp Del Com COM 235851102 94 1345 SOLE 945 0 400
Diamonds Trust series
I UNIT SER 1 252787106 20 180 SOLE 180 0 0
Disney Walt Co Com
Disney COM DISNEY 254687106 120 3971 SOLE 3971 0 0
R.R.Donnelley&sons
Common COM 257867101 21 850 OTHER 850 0 0
Dow Chemical Co. COM 260543103 22 686 OTHER 536 150 0
Dow Chemical Co. COM 260543103 780 24631 SOLE 24631 0 0
Du Pont E I De Nemours
& Co Com COM 263534109 165 4099 OTHER 700 3399 0
Du Pont E I De Nemours
& Co Com COM 263534109 434 10781 SOLE 10781 0 0
E M C Corp Mass Com COM 268648102 40 3345 OTHER 2980 365 0
E M C Corp Mass Com COM 268648102 566 47397 SOLE 47397 0 0
Eaton Corp Common COM 278058102 168 3000 SOLE 3000 0 0
FPL Group Inc COM 302571104 72 1429 OTHER 535 894 0
FPL Group Inc COM 302571104 610 12085 SOLE 12085 0 0
First Horizon Natl
Corp common COM 320517105 119 12837 SOLE 11837 0 1000
Fiserv Inc common COM 337738108 62 1310 SOLE 950 0 360
Fording Cdn Coal Tr Tr
Unit TR UNIT 345425102 62 750 OTHER 750 0 0
Fortune Brands, Inc COM 349631101 55 950 SOLE 950 0 0
Genentech Inc. COM NEW 368710406 8 100 SOLE 100 0 0
General Dynamics Corp COM 369550108 72 980 SOLE 980 0 0
General Elec Co COM 369604103 106 4125 OTHER 4125 0 0
General Elec Co COM 369604103 1383 54099 SOLE 53599 0 500
General Mls Inc Com COM 370334104 42 622 SOLE 622 0 0
Gilead Sciences COM 375558103 42 940 OTHER 540 400 0
Gilead Sciences COM 375558103 839 18418 SOLE 18418 0 0
Goodrich Corporation COM 382388106 28 700 OTHER 700 0 0
Goodrich Corporation S&P SMLCP VALU 382388106 821 19900 SOLE 19900 0 0
Hanesbrands Common COM 410345102 11 500 SOLE 500 0 0
Hartford Finl Svcs
Group COM 416515104 380 9266 SOLE 8866 0 400
Healthsouth Common New COM 421924309 7 400 SOLE 400 0 0
Heinz H J Co common COM 423074103 31 625 OTHER 625 0 0
Hewlett Packard
Company COM 428236103 67 1450 OTHER 700 750 0
Hewlett Packard
Company COM 428236103 143 3095 SOLE 3095 0 0
Home Depot Inc. COM 437076102 51 1965 OTHER 1665 300 0
Home Depot Inc. COM 437076102 1011 39107 SOLE 39107 0 0
Page 3 of 11
Voting Authority
Shares/ SH/ Put/ Investment Other ---------------------
Name of Issuer Title of Class Cusip Value PRN PR Call Discretion Managers Sole Shared None
-------------- --------------------- --------- ----- ------- --- ---- ---------- -------- ------ ------ -----
Honeywell Intl Inc. COM 438516106 44 1100 OTHER 650 300 150
Honeywell Intl Inc. S&P SMLCP VALU 438516106 817 19800 SOLE 19300 0 500
ITT Corporation COM 450911102 22 400 SOLE 0 0 400
Intel Corp Com COM 458140100 23 1260 OTHER 760 500 0
Intel Corp Com COM 458140100 577 30830 SOLE 30030 0 800
International Business
Mach COM 459200101 47 400 OTHER 0 400 0
International Business
Mach COM 459200101 914 7826 SOLE 7826 0 0
International Paper
Co. COM 460146103 34 1300 OTHER 1100 0 200
International Paper
Co. COM 460146103 306 11650 SOLE 11650 0 0
Ishares Tr MSCI
Emerging Mkts MSCI EMERG MKT 464287234 2 54 SOLE 54 0 0
Ishares Tr S&P500/Bar
Growth Index S&P500 GRW 464287309 9 160 OTHER 0 0 160
Ishares Tr S&P500/Bar
Growth Index S&P500 GRW 464287309 1037 18242 SOLE 18242 0 0
Ishares Tr S&P500/Bar
Value Index S&P 500 VALUE 464287408 7 120 OTHER 0 0 120
Ishares Tr S&P500/Bar
Value Index S&P 500 VALUE 464287408 914 15371 SOLE 15371 0 0
Ishares Tr MSCI EAFE
Index MSCI EAFE IDX 464287465 146 2564 OTHER 1002 1250 312
Ishares Tr MSCI EAFE
Index MSCI EAFE IDX 464287465 2802 49700 SOLE 49700 0 0
Ishares Tr S&P Midcap
400 Index S&P MIDCAP 400 464287507 2 24 OTHER 0 0 24
Ishares Tr S&P Midcap
400 Index S&P MIDCAP 400 464287507 161 2230 SOLE 2230 0 0
Ishares Tr Russell
1000 Value Index RUSSELL1000VAL 464287598 150 2345 SOLE 2345 0 0
Ishares Tr S&P Midcap
Growth Index S&P MC 400 GRW 464287606 4 60 SOLE 60 0 0
Ishs Rus 1000 Gr Fd
Russell 1000 Growth
Index Fd RUSSELL1000GRW 464287614 38 795 SOLE 795 0 0
Ishares Tr Rusl 2000
Value Index COM 464287630 266 3940 SOLE 3940 0 0
Ishares Tr S&P Midcap
Value Index S&P MIDCP VALU 464287705 52 760 OTHER 0 600 160
Ishares Tr S&P Midcap
Value Index S&P MIDCP VALU 464287705 1459 21175 SOLE 21175 0 0
Ishares Dow Jones U S
Real Estate DJ US REAL EST 464287739 166 2670 SOLE 2670 0 0
Ishares Tr S&P
Smallcap 600 Index S&P SMLCAP 600 464287804 3 54 SOLE 54 0 0
Ishares Tr S&P
Smallcap 600 Value
Index S&P SMLCP VALU 464287879 54 824 OTHER 654 0 170
Ishares Tr S&P
Smallcap 600 Value
Index S&P SMLCP VALU 464287879 1012 15454 SOLE 15261 125 68
Ishares Tr S&P
Smallcap 600 Growth
Index S&P SMLCP GROW 464287887 81 1352 OTHER 996 0 356
Ishares Tr S&P
Smallcap 600 Growth
Index S&P SMLCP VALU 464287887 1344 21912 SOLE 21732 130 50
Isis Pharmaceutical
Common COM 464330109 6 340 SOLE 340 0 0
Johnson & Johnson Com COM 478160104 793 11439 OTHER 2359 9080 0
Johnson & Johnson Com COM 478160104 3935 56792 SOLE 56792 0 0
Johnson Controls
Common COM 478366107 137 4500 SOLE 4500 0 0
Kimberly Clark Corp
Com COM 494368103 45 700 OTHER 700 0 0
Kimberly Clark Corp
Com COM 494368103 17 256 SOLE 256 0 0
Kinder Morgan Energy
Partner UT Ltd
Partner UT LTD PARTNER 494550106 39 750 SOLE 750 0 0
Kohl's Corp
(Wisconsin) COM 500255104 90 1950 SOLE 1950 0 0
Page 4 of 11
Voting Authority
Shares/ SH/ Put/ Investment Other ---------------------
Name of Issuer Title of Class Cusip Value PRN PR Call Discretion Managers Sole Shared None
-------------- --------------------- --------- ----- ------- --- ---- ---------- -------- ------ ------ -----
Kroger Co Com COM 501044101 55 2000 SOLE 2000 0 0
L3 Communications
Holdings COM 502424104 80 800 OTHER 600 200 0
L3 Communications
Holdings COM 502424104 1420 14425 SOLE 14425 0 0
Lauder Estee Cos Inc. CL A 518439104 5 100 OTHER 100 0 0
Lauder Estee Cos Inc. CL A 518439104 230 4650 SOLE 4650 0 0
Liberty Ppty TR Sh Ben
Int SH BEN INT 531172104 11 300 SOLE 300 0 0
Eli Lilly & Co COM 532457108 30 680 OTHER 680 0 0
Eli Lilly & Co COM 532457108 99 2250 SOLE 2250 0 0
Lincoln National Corp
Ind COM 534187109 41 956 OTHER 806 0 150
Lincoln National Corp
Ind S&P SMLCP VALU 534187109 1263 29449 SOLE 29449 0 0
Linear Technology
Corp. COM 535678106 26 850 SOLE 850 0 0
Lockheed Martin COM 539830109 4 35 OTHER 35 0 0
Lockheed Martin COM 539830109 641 5850 SOLE 5850 0 0
Loews Corp common COM 540424108 75 1900 SOLE 1900 0 0
Lowes Cos Inc. Com COM 548661107 45 1894 SOLE 1894 0 0
Marathon Oil Common COM 565849106 72 1800 SOLE 1800 0 0
Marsh & McLennan Cos
Inc Com COM 571748102 29 900 OTHER 900 0 0
Mattel Inc. COM 577081102 36 1991 SOLE 1991 0 0
McDonalds Corporation COM 580135101 3 51 SOLE 51 0 0
Medtronic Inc. Com COM 585055106 15 300 OTHER 300 0 0
Medtronic Inc. Com COM 585055106 196 3905 SOLE 3905 0 0
Merck & Co. Inc COM 589331107 57 1800 OTHER 1800 0 0
Merck & Co. Inc COM 589331107 142 4500 SOLE 4500 0 0
Merrill Lynch & Co.
Inc. COM 590188108 3 100 SOLE 100 0 0
Microsoft Corp COM 594918104 54 1970 OTHER 1300 670 0
Microsoft Corp COM 594918104 1125 42211 SOLE 42211 0 0
Morgan Stanley COM NEW 617446448 92 4000 SOLE 4000 0 0
National City Common COM 635405103 2 1000 SOLE 1000 0 0
National Healthcare
Corp COM 635906100 453 9583 SOLE 9483 0 100
National Oilwell Inc COM 637071101 4 80 OTHER 80 0 0
National Oilwell Inc COM 637071101 413 8175 SOLE 8175 0 0
Newmont Mining Corp
common COM 651639106 10 250 SOLE 250 0 0
Nike Inc Cl B CL B 654106103 8 100 SOLE 100 0 0
Nokia Corp Sponsored
ADR SPONSORED ADR 654902204 14 750 OTHER 750 0 0
Nokia Corp Sponsored
ADR SPONSORED ADR 654902204 32 1750 SOLE 1750 0 0
Norfolk Southern Corp COM 655844108 179 2700 SOLE 2700 0 0
Northwest Nat Gas Co COM 667655104 11 202 SOLE 202 0 0
OGE Energy Corp COM 670837103 46 1500 SOLE 1500 0 0
Page 5 of 11
Voting Authority
Shares/ SH/ Put/ Investment Other ---------------------
Name of Issuer Title of Class Cusip Value PRN PR Call Discretion Managers Sole Shared None
-------------- --------------------- --------- ----- ------- --- ---- ---------- -------- ------ ------ -----
Occidental Pete Corp COM 674599105 17 242 SOLE 242 0 0
Peabody Energy Common COM 704549104 7 150 OTHER 150 0 0
Peabody Energy Common COM 704549104 238 5200 SOLE 5200 0 0
Pengrowth Energy Tu Tr
Unit New TR UNIT NEW 706902509 17 1150 SOLE 1150 0 0
Penn West Energy Trust
common TR UNIT 707885109 14 600 SOLE 600 0 0
Pepsico Inc COM 713448108 262 3683 OTHER 850 2833 0
Pepsico Inc COM 713448108 3002 42168 SOLE 41968 0 200
Pfizer Inc COM 717081103 15 800 OTHER 800 0 0
Pfizer Inc COM 717081103 1446 78418 SOLE 78418 0 0
Phillip Morris
International, Inc. COM 718172109 26 530 OTHER 290 0 240
Phillip Morris
International, Inc. COM 718172109 615 12830 SOLE 12830 0 0
Piedmont Natur.Gas
Common COM 720186105 463 14534 SOLE 14534 0 0
Plum Creek Timber Co
Inc Com COM 729251108 229 4603 SOLE 4603 0 0
Procter & Gamble Co COM 742718109 246 3550 OTHER 3150 250 150
Procter & Gamble Co COM 742718109 3048 43665 SOLE 43665 0 0
Qualcomm Incorporated COM 747525103 34 800 OTHER 550 250 0
Qualcomm Incorporated COM 747525103 709 16444 SOLE 16444 0 0
Regency Ctrs Corp
common COM 758849103 47 700 SOLE 700 0 0
Rockwell Automation
Inc. COM 773903109 6 170 SOLE 170 0 0
Rockwell Collins Inc. COM 774341101 20 433 SOLE 433 0 0
Royal Dutch Adr-a
Sponsored Adr
Repstg A Shs SPONS ADR A 780259206 48 800 OTHER 800 0 0
Royal Dutch Adr-a
Sponsored Adr
Repstg A Shs SPONS ADR A 780259206 30 500 SOLE 300 0 200
Royce Value Trust COM 780910105 12 886 SOLE 886 0 0
Sara Lee Corp Com COM 803111103 15 1200 OTHER 1200 0 0
Sara Lee Corp Com COM 803111103 51 4000 SOLE 4000 0 0
Schering Plough Corp COM 806605101 48 2598 OTHER 2063 535 0
Schering Plough Corp COM 806605101 763 41314 SOLE 41314 0 0
Schlumberger Ltd Com COM 806857108 8 100 OTHER 50 50 0
Schlumberger Ltd Com COM 806857108 444 5650 SOLE 5650 0 0
Sigma-aldrich Common COM 826552101 629 12000 SOLE 12000 0 0
Snap-on Common COM 833034101 45 850 OTHER 850 0 0
Source Cap Inc Com COM 836144105 5 100 SOLE 0 0 100
Southern Co Com COM 842587107 83 2200 SOLE 2200 0 0
Spectra Energy COM 847560109 14 575 OTHER 575 0 0
Spectra Energy COM 847560109 255 10615 SOLE 10615 0 0
Staples Common COM 855030102 14 600 SOLE 600 0 0
Stryker Corp Com COM 863667101 25 400 OTHER 400 0 0
Stryker Corp Com COM 863667101 75 1200 SOLE 900 0 300
Page 6 of 11
Voting Authority
Shares/ SH/ Put/ Investment Other ---------------------
Name of Issuer Title of Class Cusip Value PRN PR Call Discretion Managers Sole Shared None
-------------- --------------------- --------- ----- ------- --- ---- ---------- -------- ------ ------ -----
Suntrust Bks Inc Com COM 867914103 169 3780 OTHER 3780 0 0
Suntrust Bks Inc Com COM 867914103 1179 26341 SOLE 26341 0 0
Sysco Corp Com COM 871829107 62 2000 SOLE 2000 0 0
Teppco Partners L P UT
Ltd Partner UT LTD PARTNER 872384102 27 1000 SOLE 1000 0 0
Terex Corp New COM 880779103 13 400 OTHER 250 0 150
Terex Corp New COM 880779103 185 6000 SOLE 6000 0 0
Torchmark Corp Com COM 891027104 30 500 SOLE 500 0 0
Tupperware Corp common COM 899896104 36 1300 OTHER 1300 0 0
Ust Common Common COM 902911106 310 4670 SOLE 4670 0 0
US Bancorp Del Com New COM NEW 902973304 18 500 OTHER 250 250 0
US Bancorp Del Com New COM 902973304 665 18474 SOLE 18474 0 0
Union Pacific Common COM 907818108 29 396 OTHER 286 110 0
Union Pacific Common COM 907818108 759 10652 SOLE 10652 0 0
United Parcel Service
Cl B COM 911312106 26 409 SOLE 409 0 0
United Technologies
Inc Cp COM 913017109 21 350 SOLE 350 0 0
Vulcan Materials Co COM 929160109 14 200 OTHER 200 0 0
Vulcan Materials Co COM 929160109 95 1300 SOLE 1300 0 0
Wal Mart Stores Inc.
Com COM 931142103 84 1400 OTHER 1400 0 0
Wal Mart Stores Inc.
Com COM 931142103 536 8976 SOLE 8976 0 0
Walgreen Co COM 931422109 25 800 OTHER 800 0 0
Walgreen Co COM 931422109 36 1155 SOLE 1155 0 0
Wells Fargo and
Company New COM 949746101 26 700 OTHER 400 300 0
Wells Fargo and
Company New COM 949746101 582 15295 SOLE 15295 0 0
Weyerhaeuser Co Com COM 962166104 6 100 OTHER 0 100 0
Weyerhaeuser Co Com COM 962166104 16 266 SOLE 266 0 0
Wyeth common COM 983024100 241 6500 SOLE 6500 0 0
AT&T Common COM 00206R102 48 1716 OTHER 1166 550 0
AT&T INCORPORATED - T COM 00206R102 1325 47458 SOLE 47458 0 0
ABBOTT LABS - ABT COM 002824100 3 50 SOLE 50 0 0
Aetna Inc. (New) COM 00817Y108 22 600 OTHER 0 0 600
AIR PRODUCTS &
CHEMICALS - APD COM 009158106 206 3025 SOLE 3025 0 0
ALCOA INCORPORATED -
AA COM 013817101 153 6916 SOLE 6916 0 0
Altria Group Inc COM 02209S103 5 240 OTHER 0 0 240
Altria Group Inc COM 02209S103 22 1125 SOLE 1125 0 0
APACHE CORPORATION -
APA COM 037411105 314 3022 SOLE 3022 0 0
APPLE INCORPORATED -
AAPL COM 037833100 258 2246 SOLE 2246 0 0
BANK OF NEW YORK
MELLON - BK COM 064058100 206 6238 SOLE 6238 0 0
BAXTER INTERNATIONAL -
BAX COM 071813109 252 3857 SOLE 3857 0 0
Page 7 of 11
Voting Authority
Shares/ SH/ Put/ Investment Other ---------------------
Name of Issuer Title of Class Cusip Value PRN PR Call Discretion Managers Sole Shared None
-------------- --------------------- --------- ----- ------- --- ---- ---------- -------- ------ ------ -----
BECTON DICKINSON &
COMPANY - BDX COM 075887109 193 2387 SOLE 2387 0 0
BLDRS INDEX FUNDS
TRUST - ADRD Exchange Traded Funds 09348R201 579 26016 SOLE 26016 0 0
CELGENE CORPORATION -
CELG COM 151020104 333 5334 SOLE 5334 0 0
CHEVRON CORPORATION
NEW - CVX COM 166764100 12 150 SOLE 150 0 0
CHUBB CORPORATION - CB COM 171232101 3 60 SOLE 60 0 0
Cisco Sys Inc. Com COM 17275R102 35 1565 OTHER 690 875 0
CISCO SYSTEMS
INCORPORATED - CSCO COM 17275R102 1035 45826 SOLE 45826 0 0
CITIGROUP INCORPORATED
- C COM 172967101 400 19318 SOLE 19318 0 0
COLGATE PALMOLIVE
COMPANY - CL COM 194162103 187 2453 SOLE 2453 0 0
Conocophillips COM 20825C104 52 694 OTHER 544 0 150
CONOCOPHILLIPS - COP COM 20825C104 1244 16988 SOLE 16988 0 0
CORNING INCORPORATED -
GLW COM 219350105 120 7752 SOLE 7752 0 0
Costco Whsl Corp New COM 22160K105 36 550 OTHER 350 200 0
COSTCO WHOLESALE
CORPORATION - COST COM 22160K105 1409 21734 SOLE 21734 0 0
Dell Inc. S&P SMLCP VALU 24702R101 4 247 SOLE 247 0 0
Dominion Res Inc Va
New COM 25746U109 54 1250 OTHER 1250 0 0
Dominion Res Inc Va
New COM 25746U109 55 1270 SOLE 1270 0 0
DOW CHEMICAL COMPANY -
DOW COM 260543103 204 6352 SOLE 6352 0 0
Duke Energy Common COM 26441C105 27 1550 OTHER 1550 0 0
Duke Energy Common COM 26441C105 272 15830 SOLE 15830 0 0
E M C CORPORATION MASS
- EMC COM 268648102 314 26031 SOLE 26031 0 0
Enerplus Res Fd Unit
Tr G New UNIT TR G NEW 29274D604 26 700 SOLE 700 0 0
EXELON CORPORATION -
EXC COM 30161N101 208 3330 SOLE 3330 0 0
Exxon Mobil Corp Com COM 30231G102 155 1998 OTHER 1800 198 0
EXXON MOBIL
CORPORATION - XOM COM 30231G102 5490 70633 SOLE 70633 0 0
FPL GROUP INCORPORATED
- FPL COM 302571104 228 4452 SOLE 4452 0 0
Freeport McMoran Cl B COM 35671D857 9 150 SOLE 150 0 0
GILEAD SCIENCES
INCORPORATED - GILD COM 375558103 313 6930 SOLE 6930 0 0
Glaxosmithkline Plc
Spn Adr SPONSORED ADR 37733W105 456 10501 SOLE 10501 0 0
Goldman Sachs Group
Inc COM 38141G104 27 225 OTHER 175 50 0
GOLDMAN SACHS GROUP -
GS COM 38141G104 1331 10367 SOLE 10367 0 0
Google-a Cl A COM 38259P508 11 34 SOLE 34 0 0
HEWLETT PACKARD
COMPANY - HPQ COM 428236103 5 100 SOLE 100 0 0
HOME DEPOT
INCORPORATED - HD COM 437076102 262 10016 SOLE 10016 0 0
Ing Clarion Global
Common COM 44982G104 18 2000 SOLE 2000 0 0
ILLINOIS TOOL WKS
INCORPORATED - ITW COM 452308109 2 50 SOLE 50 0 0
INTEL CORPORATION -
INTC COM 458140100 241 12901 SOLE 12901 0 0
Iris International Inc. COM 46270W105 2 100 SOLE 100 0 0
Page 8 of 11
Voting Authority
Shares/ SH/ Put/ Investment Other ---------------------
Name of Issuer Title of Class Cusip Value PRN PR Call Discretion Managers Sole Shared None
-------------- --------------------- --------- ----- ------- --- ---- ---------- -------- ------ ------ -----
ISHARES INCORPORATED
MSCI - EWZ Exchange Traded Funds 464286400 9 154 SOLE 154 0 0
ISHARES TR MSCI EMERG
MKT - EEM Exchange Traded Funds 464287234 18 550 SOLE 550 0 0
ISHARES TR S&P 500
VALUE - IVE Exchange Traded Funds 464287408 204 3405 SOLE 3405 0 0
ISHARES TR MSCI EAFE
IDX - EFA Exchange Traded Funds 464287465 1247 22164 SOLE 22164 0 0
ISHARES TR S&P MC 400
GRW - IJK Exchange Traded Funds 464287606 25 338 SOLE 338 0 0
ISHARES TR RUSL 2000
VALU - IWN Exchange Traded Funds 464287630 398 5923 SOLE 5923 0 0
ISHARES TR DJ US REAL
EST - IYR Exchange Traded Funds 464287739 93 1500 SOLE 1500 0 0
ISHARES TR S&P SMLCP
VALU - IJS Exchange Traded Funds 464287879 358 5484 SOLE 5484 0 0
ISHARES TR S&P SMLCP
GROW - IJT Exchange Traded Funds 464287887 710 11546 SOLE 11546 0 0
Ishares Silver Tr ISHARES 46428Q109 47 3775 SOLE 3775 0 0
I-Shares S&P GSCI
Commodity UNIT BEN INT 46428R107 16 300 SOLE 300 0 0
JP Morgan Chase &
Company COM 46625H100 28 600 OTHER 200 400 0
JPMORGAN & CHASE &
COMPANY - JPM COM 46625H100 2057 43979 SOLE 43979 0 0
JOHNSON & JOHNSON -
JNJ COM 478160104 453 6495 SOLE 6495 0 0
Kraft Foods Inc Cl A CL A 50075N104 5 167 OTHER 0 0 167
KRAFT FOODS
INCORPORATED CLASS
- KFT COM 50075N104 28 878 SOLE 878 0 0
Laboratory Corp Common
New COM NEW 50540R409 31 450 OTHER 250 200 0
LABORATORY CORPORATION
AMER - LH COM 50540R409 851 12203 SOLE 12203 0 0
LEHMAN BROS HLDGS
INCORPORATED -
LEHMQ COM 524908100 0 1 SOLE 1 0 0
LOCKHEED MARTIN
CORPORATION - LMT COM 539830109 389 3538 SOLE 3538 0 0
MGM MIRAGE - MGM COM 552953101 6 200 SOLE 200 0 0
MEDTRONIC INCORPORATED
- MDT COM 585055106 1 23 SOLE 23 0 0
MERCK & COMPANY
INCORPORATED - MRK COM 589331107 4 130 SOLE 130 0 0
MICROSOFT CORPORATION
- MSFT COM 594918104 406 15285 SOLE 15285 0 0
Monsanto Co New common COM 61166W101 21 210 OTHER 110 100 0
MONSANTO COMPANY NEW -
MON COM 61166W101 724 7283 SOLE 7283 0 0
MOTOROLA INCORPORATED
- MOT COM 620076109 13 1900 SOLE 1900 0 0
National Health
Investors COM 63633D104 528 15430 SOLE 14930 0 500
NATIONAL OILWELL VARCO
- NOV COM 637071101 238 4652 SOLE 4652 0 0
NORTHERN TR
CORPORATION - NTRS COM 665859104 14 200 SOLE 200 0 0
NOVARTIS A G SPONSORED
ADR - NVS COM 66987V109 4 85 SOLE 85 0 0
NSTAR COM 67019E107 16 504 SOLE 504 0 0
Oracle Corporation COM 68389X105 20 1000 OTHER 500 500 0
ORACLE CORPORATION -
ORCL COM 68389X105 906 45026 SOLE 45026 0 0
PENN VA RESOURCES
PARTNERS LP - PVR Equity 707884102 2 120 SOLE 120 0 0
PEPSICO INCORPORATED -
PEP COM 713448108 450 6326 SOLE 6326 0 0
Petroleo Brasileiro
ADR SPONSORED ADR 71654V408 23 525 SOLE 525 0 0
PHILIP MORRIS
INTERNATIONAL - PM COM 718172109 211 4358 SOLE 4358 0 0
Page 9 of 11
Voting Authority
Shares/ SH/ Put/ Investment Other ---------------------
Name of Issuer Title of Class Cusip Value PRN PR Call Discretion Managers Sole Shared None
-------------- --------------------- --------- ----- ------- --- ---- ---------- -------- ------ ------ -----
Pinnacle Finl Partners
Inc common COM 72346Q104 47 1541 OTHER 1541 0 0
PINNACLE FINL PARTNERS
- PNFP COM 72346Q104 10274 333627 SOLE 312988 0 20639
Powershares Commodity
Index UNIT BEN INT 73935S105 20 600 SOLE 600 0 0
PRAXAIR INCORPORATED -
PX COM 74005P104 21 292 SOLE 292 0 0
PROCTER & GAMBLE
COMPANY - PG COM 742718109 588 8457 SOLE 8457 0 0
QUALCOMM INCORPORATED
- QCOM COM 747525103 304 7155 SOLE 7155 0 0
Regions Financial Corp
New common COM 7591EP100 263 27368 OTHER 619 26749 0
REGIONS FINANCIAL
CORPORATION - RF COM 7591EP100 2294 239012 SOLE 239012 0 0
REPSOL YPF S A - REP American Dep. Receipt 76026T205 42 1400 SOLE 1400 0 0
RIO TINTO PLC
SPONSORED ADR - RTP American Dep. Receipt 767204100 5 20 SOLE 20 0 0
Spdr TR Unit Ser 1 UNIT SER 1 78462F103 20 175 SOLE 175 0 0
SPDR Gold Trust GOLD SHS 78463V107 82 955 SOLE 955 0 0
SPDR SERIES TRUST DJ -
DSG Exchange Traded Funds 78464A201 855 10652 SOLE 10652 0 0
SPDR SERIES TRUST DJ -
DSV Exchange Traded Funds 78464A300 826 14430 SOLE 14430 0 0
Sanofi-Aventis ADS SPONSORED ADR 80105N105 7 200 SOLE 200 0 0
SCHERING PLOUGH
CORPORATION - SGP COM 806605101 397 21544 SOLE 21544 0 0
SCHLUMBERGER LIMITED -
SLB Ordinary Shares 806857108 253 3227 SOLE 3227 0 0
Sealed Air Corp New
Com COM 81211K100 16 718 SOLE 718 0 0
Energy Select Sector
SPDR SBI INT-ENERGY 81369Y506 40 630 SOLE 630 0 0
Financial Select
Sector Spdr SBI INT-FINL 81369Y605 4 210 SOLE 210 0 0
STARWOOD
HOTELS&RESORTS
WRLDWD - HOT COM 85590A401 54 1964 SOLE 1780 0 184
STRYKER CORPORATION -
SYK COM 863667101 5 80 SOLE 80 0 0
SUNTRUST BKS
INCORPORATED - STI COM 867914103 247 5502 SOLE 5502 0 0
Target Corp Com COM 87612E906 17 350 OTHER 350 0 0
Target Corp Com COM 87612E906 6 120 SOLE 120 0 0
3M Co. COM 88579Y101 14 200 OTHER 200 0 0
3M Co. COM 88579Y101 393 5745 SOLE 5745 0 0
US BANCORP DEL - USB COM 902973304 322 8919 SOLE 8919 0 0
UNION PAC CORPORATION
- UNP COM 907818108 324 4584 SOLE 4584 0 0
UNITED TECHNOLOGIES -
UTX COM 913017109 0 0 SOLE 0 0 0
Unitedhealth Group
Common COM 91324P102 51 2026 SOLE 2026 0 0
Valero Energy Corp New COM 91913Y100 6 200 OTHER 200 0 0
Valero Energy Corp New COM 91913Y100 168 5575 SOLE 5575 0 0
Verizon Communications
Inc COM 92343V104 78 2385 OTHER 1485 500 400
VERIZON
COMMUNICATIONS - VZ COM 92343V104 1261 39242 SOLE 38759 0 483
Viacom-b Cl B CL B 92553P201 25 1000 SOLE 1000 0 0
Vodafone Group PLC SPONS ADR NEW 92857W209 13 600 SOLE 600 0 0
WAL MART STORES
INCORPORATED - WMT COM 931142103 344 5785 SOLE 5785 0 0
Page 10 of 11
Voting Authority
Shares/ SH/ Put/ Investment Other ---------------------
Name of Issuer Title of Class Cusip Value PRN PR Call Discretion Managers Sole Shared None
-------------- --------------------- --------- ----- ------- --- ---- ---------- -------- ------ ------ -----
WELLS FARGO & COMPANY
NEW - WFC COM 949746101 185 4940 SOLE 4940 0 0
WINDSTREAM CORPORATION
- WIN COM 97381W104 17 1528 SOLE 1528 0 0
Worldcom Inc Ga New
Wrldcom Gp Com COM 98157D106 0 1000 SOLE 1000 0 0
Worldcom Inc. GA New
MCI Grp COM 98157D304 0 40 SOLE 40 0 0
YUM BRANDS
INCORPORATED - YUM COM 988498101 8 230 SOLE 230 0 0
Zimmer Hldgs Inc. Com COM 98956P102 134 2100 SOLE 2100 0 0
Accenture Ltd Bermuda
Cl A CL A G1150G111 19 500 SOLE 500 0 0
Cooper Inds Ltd Cl A CL A G24182100 11 264 OTHER 264 0 0
Ingersoll-Rand Co Cl A CL A G4776G101 28 900 SOLE 900 0 0
Nordic American Tanker
Shipping Ltd COM G65773106 11 355 SOLE 355
Page 11 of 11