Two-time Finovate Best of Show winner unveils unified data platform that empowers financial institutions to access, analyze, and act on property data to win and retain more home loans.

Chimney™, a two-time Finovate Best of Show winner, debuted its groundbreaking Property Intelligence platform at FinovateFall in New York City. Built for banks, credit unions, and fintechs, the platform turns fragmented property data into a unified growth engine that helps institutions win and retain more home loans.

U.S. homeowners hold approximately $17.8 trillion in home equity—$11.6 trillion considered “tappable”—yet only 0.41% of available tappable equity was accessed in Q1 2025. As traditional lenders lose ground to digital-first competitors, Property Intelligence is built to reverse the trend by helping institutions close loans in half the time, save loan officers 5-10 hours per week, and capture $1M+ in balance sheet growth per month through precision targeting.

"Financial institutions face three critical hurdles today: Access to fragmented data, the ability to Analyze and share insights across teams, and the capability to Act with real-time campaigns," said Matthew Covi, CEO of Chimney. "Property Intelligence solves all three challenges with a complete, accurate property data layer that flows seamlessly into every team and every system, giving community banks and credit unions the same competitive advantages that digital-first lenders have perfected."

The platform enriches CRM and Core records with real-time home values, equity insights, and mortgage details, while its competitive intelligence shows where institutions are losing market share and how to win it back. Predictive refinance and sell scores highlight top prospects, while automated campaigns deliver personalized offers at precisely the right moment. By unifying lending, marketing, business intelligence, and branch teams around a single data foundation, Property Intelligence ensures every department operates with the same accurate information.

Chimney brings a proven record of fintech innovation, serving more than 150 financial institutions and generating over 2,000 loan applications in 2024 alone. The company has twice won Finovate Best of Show, including FinovateSpring 2021 for its award-winning financial calculators, and again at FinovateFall 2023 for Chimney Home. As part of the launch, Chimney is also offering qualified financial institutions a complimentary data analysis covering up to 500 addresses as a proof point, demonstrating the platform’s ability to identify immediate lending opportunities within their existing customer base.

About Chimney

Chimney builds embedded financial tools that help homeowners track value, understand borrowing power, and unlock equity—all within their banking app. Trusted by leading banks and credit unions nationwide, Chimney’s solutions are designed to engage customers, capture better data, and accelerate growth. For more information, visit www.chimney.io.

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Built for banks, credit unions, and fintechs, Property Intelligence turns fragmented property data into a unified growth engine that helps institutions win and retain more home loans.