For countless entrepreneurs, the most frustrating part of seeking capital isn’t lack of revenue - it’s being told “no” by a bank because of an imperfect credit profile. Traditional lenders continue to rely heavily on rigid credit score thresholds, leaving many strong, cash-flowing businesses without options. FundKite is changing that narrative by delivering Fast Business Funding that prioritizes real business performance over outdated lending criteria.
Across industries, small business owners are discovering that bank rejections are often driven by algorithms rather than reality. Restaurants with steady daily sales, contractors with booked schedules, and healthcare practices with consistent billing are frequently denied financing despite strong revenue. FundKite’s revenue-based funding model was designed specifically for these businesses - offering fast access to capital without the traditional barriers.
“You may have been told no before with banks and traditional lenders,” said Justin Solomon, Chief Revenue Officer of FundKite. “Don’t take no for an answer.”
FundKite evaluates businesses based on what matters most: gross sales and operational performance. Rather than focusing solely on personal credit history, the company looks at current revenue patterns to determine eligibility. Businesses operating for six months or more and generating at least $20,000 in monthly revenue may qualify - even with credit scores as low as 550.
This inclusive approach significantly lowers the barrier to entry for entrepreneurs who have proven their ability to generate income but may carry credit challenges from earlier stages of their business journey. By shifting the metric from credit score to performance, FundKite opens the door to fast business funding for a wider range of qualified applicants.
Another key advantage is that the application process involves a soft inquiry, meaning business owners can apply without impacting their credit score. This allows entrepreneurs to explore funding options confidently - especially after being rejected by traditional lenders.
FundKite’s model is also industry-agnostic, supporting sectors that banks often categorize as “high risk.” Restaurants, construction companies, healthcare providers, logistics operators, and service-based businesses can all access funding tailored to their operational realities. By focusing on revenue rather than labels, FundKite ensures that viable businesses aren’t excluded due to outdated industry assumptions.
“I envision a future where no good business gets turned away because of outdated lending criteria,” Solomon added.
Speed is another defining feature of FundKite’s approach. Businesses searching for fast business loans online expect timely answers, and FundKite delivers with approvals in as little as four hours and funding available within 24 to 48 hours. This rapid turnaround allows owners to address immediate needs such as payroll, inventory purchases, or emergency expenses without delay.
As economic uncertainty and tightening bank standards continue to challenge small businesses, access to inclusive, performance-based capital has become increasingly critical. FundKite’s fast business funding solutions are designed to meet entrepreneurs where they are - recognizing revenue, resilience, and potential rather than penalizing past credit missteps.
By democratizing access to capital and redefining how funding decisions are made, FundKite is setting a new standard for modern business financing - one where strong businesses are judged by what they do today, not by numbers from the past.
For more information about FundKite and its fast business funding solutions, visit www.fundkite.com.
Media Contact
Name
FundKite
Contact name
Alex Shvarts
Contact phone
(877) 502-5003
Contact address
2 S. Biscayne Blvd #2350
City
Miami
State
FL
Zip
33131
Country
United States
Url
https://fundkite.com/
