UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             Washington, D.C. 20549

                                    FORM 8-K

                                 CURRENT REPORT

     Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


        Date of Report (Date of earliest event reported): January 2, 2008
                                                          ---------------

                        NEW YORK COMMUNITY BANCORP, INC.
                        --------------------------------
             (Exact name of registrant as specified in its charter)


      Delaware                      1-31565                    06-1377322
---------------------           -----------------         ---------------------
(State or other                 Commission File           (I.R.S. Employer
jurisdiction of                      Number               Identification No.)
incorporation or
organization)


                  615 Merrick Avenue, Westbury, New York 11590
                    (Address of principal executive offices)


                                 (516) 683-4100
              (Registrant's telephone number, including area code)

                                 Not applicable
          (Former name or former address, if changed since last report)


Check the appropriate box below if the Form 8-K filing is intended to
simultaneously satisfy the filing obligation of the registrant under any of the
following provisions:

[_]  Written communications pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[_]  Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR
     240.14a-12)

[_]  Pre-commencement communications pursuant to Rule 14d-2(b) under the
     Exchange Act (17 CFR 240.14d-2(b))

[_]  Pre-commencement communications pursuant to Rule 13e-4(c) under the
     Exchange Act (17 CFR 240.13e-4(c))






                           CURRENT REPORT ON FORM 8-K
                           --------------------------


Item 8.01 Other Events
          ------------

          On January 2, 2008, New York Community Bancorp, Inc. (the "Company")
          issued a press release announcing the addition of four senior lending
          officers to the commercial lending team at New York Commercial Bank. A
          copy of the press release is attached hereto as Exhibit 99.1.

Item 9.01 Financial Statements and Exhibits
          ---------------------------------

     (d)  Attached as Exhibit 99.1 is the press release issued by the Company on
          January 2, 2008 to announce the addition of four senior lending
          officers to the commercial lending team at New York Commercial Bank.






                                    SIGNATURE


     Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.

Date:  January 2, 2008                 NEW YORK COMMUNITY BANCORP, INC.
       ---------------

                                       /s/ Ilene A. Angarola
                                       ---------------------
                                       Ilene A. Angarola
                                       Executive Vice President
                                       and Director, Investor Relations






                                  EXHIBIT INDEX
                                  -------------


Exhibit 99.1 Press release issued by the Company on January 2, 2008.