UNITED STATES
SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

FORM 8-K

CURRENT REPORT

Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934


Date of Report (Date of earliest event reported): April 23, 2008

NEW YORK COMMUNITY BANCORP, INC.
(Exact name of registrant as specified in its charter)

Delaware		1-31565		06-1377322
(State or other jurisdiction of incorporation or organization)		(Commission File Number)		(I.R.S. Employer Identification No.)

615 Merrick Avenue, Westbury, New York 11590
 (Address of principal executive offices)


(516) 683-4100
 (Registrant's telephone number, including area code)

Not applicable
 (Former name or former address, if changed since last report)

Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions:

⃞ Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425)

⃞ Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12)

⃞ Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b))

⃞ Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c))

CURRENT REPORT ON FORM 8-K

ITEM 2.02:		Results of Operations and Financial Condition
		On April 23, 2008, New York Community Bancorp, Inc. (the "Company") issued a press release reporting its earnings for the three months ended March 31, 2008. A copy of the press release is attached as Exhibit 99.1 to this report.
ITEM 7.01:		Regulation FD Disclosure
		On April 23, 2008, the Company announced that its Board of Directors declared a $0.25 per share dividend, payable on May 16, 2008 to shareholders of record at May 7, 2008. The announcement was included as part of the earnings release issued by the Company on April 23rd and is incorporated into this Item 7.01 by reference to Exhibit 99.1 (but only with respect to the information contained in Exhibit 99.1 regarding the announcement of the dividend declaration, and not with respect to any information furnished under Item 2.02 of this Form 8-K.)
ITEM 9.01:		Financial Statements and Exhibits
(d)		Attached as Exhibit 99.1 is the press release issued by the Company on April 23, 2008, reporting its earnings for the three months ended March 31, 2008.

SIGNATURE

Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized.

Date:	April 23, 2008	NEW YORK COMMUNITY BANCORP, INC.
		/s/ Ilene A. Angarola
		Ilene A. Angarola
		Executive Vice President and    Director, Investor Relations

EXHIBIT INDEX

Exhibit Number	Description
Exhibit 99.1	Press release issued on April 23, 2008.