FORM 4 Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP OF SECURITIES Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934, Section 17(a) of the Public Utility Holding Company Act of 1935 or Section 30(h) of the Investment Company Act of 1940

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(Print or Type Responses)

1. Name and Address of Reporting Person * GRIFFIN SHARON MARVIN   2. Issuer Name and Ticker or Trading Symbol COMMERCIAL FEDERAL CORP [CFB] 5. Relationship of Reporting Person(s) to Issuer (Check all applicable) __X__ Director _____ 10% Owner _____ Officer (give title below) _____ Other (specify below) (Last) (First) (Middle) 450 REGENCY PARKWAY, ATRIUM WEST 3. Date of Earliest Transaction (Month/Day/Year) 04/13/2005 (Street) OMAHA, NE 68114 4. If Amendment, Date Original Filed(Month/Day/Year) 6. Individual or Joint/Group Filing(Check Applicable Line) _X_ Form filed by One Reporting Person ___ Form filed by More than One Reporting Person (City) (State) (Zip) Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned

1.Title of Security (Instr. 3) 2. Transaction Date (Month/Day/Year) 2A. Deemed Execution Date, if any (Month/Day/Year) 3. Transaction Code (Instr. 8) 4. Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5) 5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4) 6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4) 7. Nature of Indirect Beneficial Ownership (Instr. 4) Code V Amount (A) or (D) Price Common Stock 04/13/2005   M   1,565 A $ 16.3 34,697 D   Common Stock 04/13/2005   M   4,500 A $ 22.17 39,197 D   Common Stock 04/13/2005   M   5,000 A $ 22.54 44,197 D   Common Stock 04/13/2005   M   1,273 A $ 17.67 45,470 D   Common Stock 04/13/2005   M   1,230 A $ 17.67 46,700 D   Common Stock 04/13/2005   M   1,142 A $ 18.4 47,842 D   Common Stock 04/13/2005   M   1,270 A $ 20.06 49,112 D   Common Stock 04/13/2005   M   1,146 A $ 20.96 50,258 D   Common Stock 04/13/2005   M   5,000 A $ 22 55,258 D   Common Stock 04/13/2005   M   1,039 A $ 20.22 56,297 D   Common Stock 04/13/2005   M   1,026 A $ 20.47 57,323 D   Common Stock 04/13/2005   M   5,000 A $ 24.19 62,323 D   Common Stock 04/13/2005   M   900 A $ 21.23 63,223 D   Common Stock 04/13/2005   M   1,123 A $ 20.06 64,346 D   Common Stock 04/13/2005   M   1,001 A $ 17.99 65,347 D   Common Stock 04/13/2005   M   1,042 A $ 17.29 66,389 D   Common Stock 04/13/2005   M   1,133 A $ 16.88 67,522 D   Common Stock 04/13/2005   M   1,019 A $ 17.66 68,541 D   Common Stock 04/13/2005   S   35,409 D $ 27 33,132 D

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Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned
(e.g., puts, calls, warrants, options, convertible securities)

1. Title of Derivative Security (Instr. 3)

2. Conversion or Exercise Price of Derivative Security

3. Transaction Date (Month/Day/Year)

3A. Deemed Execution Date, if any (Month/Day/Year)

4. Transaction Code (Instr. 8)

5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4, and 5)

6. Date Exercisable and Expiration Date (Month/Day/Year)

7. Title and Amount of Underlying Securities (Instr. 3 and 4)

8. Price of Derivative Security (Instr. 5)

9. Number of Derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)

10. Ownership Form of Derivative Security: Direct (D) or Indirect (I) (Instr. 4)

11. Nature of Indirect Beneficial Ownership (Instr. 4)

Code

V

(A)

(D)

Date Exercisable

Expiration Date

Title

Amount or Number of Shares

Stock Option (Right to Buy)

$ 20.22

04/13/2005

M

1,039

09/30/2004

09/30/2014

Common Stock

1,039

$ 0

0

D

Stock Option (right to buy)

$ 22.17

04/13/2005

M

4,500

05/14/1997

05/14/2007

Common Stock

4,500

$ 0

0

D

Stock Option (right to buy)

$ 24.19

04/13/2005

M

5,000

05/12/1999

05/12/2009

Common Stock

5,000

$ 0

0

D

Stock Option (Right to Buy)

$ 17.67

04/13/2005

M

1,230

09/30/1999

09/30/2009

Common Stock

1,230

$ 0

0

D

Stock Option (Right to Buy)

$ 22

04/13/2005

M

5,000

03/01/2001

03/01/2011

Common Stock

5,000

$ 0

0

D

Stock Option (Right to Buy)

$ 17.29

04/13/2005

M

1,042

09/30/2001

09/30/2011

Common Stock

1,042

$ 0

0

D

Stock Option (Right to Buy)

$ 17.99

04/13/2005

M

1,001

12/31/2001

12/31/2011

Common Stock

1,001

$ 0

0

D

Stock Option (Right to Buy)

$ 17.66

04/13/2005

M

1,019

03/31/2002

03/31/2012

Common Stock

1,019

$ 0

0

D

Stock Option (Right to Buy)

$ 20.06

04/13/2005

M

1,123

06/30/2002

06/30/2012

Common Stock

1,123

$ 0

0

D

Stock Option (Right to Buy)

$ 21.23

04/13/2005

M

900

09/30/2002

09/30/2012

Common Stock

900

$ 0

0

D

Stock Option (Right to Buy)

$ 16.88

04/13/2005

M

1,133

12/31/2002

12/31/2012

Common Stock

1,133

$ 0

0

D

Stock Option (Right to Buy)

$ 22.54

04/13/2005

M

5,000

02/27/2003

02/27/2013

Common Stock

5,000

$ 0

0

D

Stock Option (Right to Buy)

$ 17.67

04/13/2005

M

1,273

03/31/2003

03/31/2013

Common Stock

1,273

$ 0

0

D

Stock Option (Right to Buy)

$ 16.3

04/13/2005

M

1,565

06/30/2003

06/30/2013

Common Stock

1,565

$ 0

0

D

Stock Option (Right to Buy)

$ 18.4

04/13/2005

M

1,142

12/31/2003

12/31/2013

Common Stock

1,142

$ 0

0

D

Stock Option (Right to Buy)

$ 20.06

04/13/2005

M

1,270

03/31/2004

03/31/2014

Common Stock

1,270

$ 0

0

D

Stock Option (Right to Buy)

$ 20.96

04/13/2005

M

1,146

06/30/2004

06/30/2014

Common Stock

1,146

$ 0

0

D

Stock Option (Right to Buy)

$ 20.47

04/13/2005

M

1,026

12/31/2004

12/31/2014

Common Stock

1,026

$ 0

0

D

Reporting Owners

Reporting Owner Name / Address	Relationships
	Director	10% Owner	Officer	Other
GRIFFIN SHARON MARVIN 450 REGENCY PARKWAY ATRIUM WEST OMAHA, NE 68114	X

Signatures

By: Gary R. Bronstein, Attorney-in-Fact		04/15/2005
**Signature of Reporting Person		Date

Explanation of Responses:

*	If the form is filed by more than one reporting person, see Instruction 4(b)(v).
**	Intentional misstatements or omissions of facts constitute Federal Criminal Violations. See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).

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