CUSIP
No. 70336F 10 4
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Page
2 of 6
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1.
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Names
of Reporting Persons. I.R.S. Identification Nos. of above persons
(entities only).
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Donald
C. Opatrny
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2.
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Check
the Appropriate Box if a Member of a Group (See
Instructions)
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(a)
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*
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(b)
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T
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3.
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SEC
Use Only
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4.
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Source
of Funds (See Instructions)
PF
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5.
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Check
if Disclosure of Legal Proceedings Is Required Pursuant to Items
2(d) or
2(e)
*
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6.
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Citizenship
or Place of Organization
United
States of America
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Number
of
Shares
Beneficially
Owned
by
Each
Reporting
Person
With
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7.
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Sole
Voting Power
376,850
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8.
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Shared
Voting Power
0
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9.
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Sole
Dispositive Power
376,850
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10.
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Shared
Dispositive Power
0
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CUSIP
No. 70336F 10 4
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Page
3 of 6
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11.
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Aggregate
Amount Beneficially Owned by Each Reporting Person
376,850
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12.
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Check
if the Aggregate Amount in Row (11) Excludes Certain Shares (See
Instructions)
*
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13.
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Percent
of Class Represented by Amount in Row (11)
8.3%
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14.
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Type
of Reporting Person (See Instructions)
IN
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(a)
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Name:
The name of the person filing this Schedule 13D is Donald C.
Opatrny.
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(b)
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Residence
or business address: Mr. Opatrny's residential address is 30 East
Elm
Street, Greenwich, Connecticut 06830.
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(c)
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Present
Principal Occupation or Employment: Mr. Opatrny is a private
investor.
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(d)
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Criminal
Conviction: During the last five years, Mr. Opatrny has not been
convicted
in a criminal proceeding (excluding traffic violations or similar
misdemeanors).
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(e)
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Court
or Administrative Proceedings: During the last five years, Mr. Opatrny
has
not been a party to a civil proceeding of a judicial or administrative
body of competent jurisdiction as a result of which he was or is
subject
to a judgment, decree or final order enjoining future violations
of, or
prohibiting or mandating activities subject to, federal or state
securities laws or finding any violation with respect to such
laws.
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CUSIP
No. 70336F 10 4
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Page
4 of 6
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(f)
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Citizenship:
Mr. Opatrny is a citizen of the United States of
America.
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(a)
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The
acquisition by any person of additional securities of the issuer,
or the
disposition of securities of the issuer;
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(b)
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An
extraordinary corporate transaction, such as a merger, reorganization
or
liquidation, involving the issuer or any of its
subsidiaries;
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(c)
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A
sale or transfer of a material amount of assets of the issuer or
any of
its subsidiaries;
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(d)
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Any
change in the present board of directors or management of the issuer,
including any plans or proposals to change the number or term of
directors
or to fill any existing vacancies on the board;
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(e)
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Any
material change in the present capitalization or dividend policy
of the
issuer;
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(f)
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Any
other material change in the issuer's business or corporate structure
including but not limited to, if the issuer is a registered closed-end
investment company, any plans or proposals to make any changes in
its
investment policy for which a vote is required by section 13 of the
Investment Company Act of 1940;
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(g)
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Changes
in the issuer's charter, bylaws or instruments corresponding thereto
or
other actions which may impede the acquisition of control of the
issuer by
any person;
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(h)
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Causing
a class of securities of the issuer to be delisted from a national
securities exchange or to cease to be authorized to be quoted in
an
inter-dealer quotation system of a registered national securities
association;
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(i)
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A
class of equity securities of the issuer becoming eligible for termination
of registration pursuant to Section 12(g)(4) of the Act; or
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(j)
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Any
act similar to any of those enumerated
above.
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CUSIP
No. 70336F 10 4
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Page 5
of 6
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(a)
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Mr.
Opatrny beneficially owns an aggregate of 376,850 shares of Bancorp
Common
Stock (representing 8.3% of the 4,559,494 shares of such stock
outstanding).
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(b)
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Mr.
Opatrny has sole voting and sole dispositive power with respect to
all
376,850 shares.
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(c)
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The
following table summarizes Mr. Opatrny's transactions in Bancorp
Common
Stock that were effected during the past 60 days. The transaction
reported
below represents the purchase by Mr. Opatrny of shares of Bancorp
Common
Stock in the public offering that closed on September 29,
2006:
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Date
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Number
of Shares
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Price
per Share
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September
29, 2006
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227,000
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$22.00
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(d)
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Not
applicable.
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(e)
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Not
applicable.
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CUSIP
No. 70336F 10 4
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Page
6 of 6
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/s/
Donald C. Opatrny
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Donald
C. Opatrny
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