UNITED STATES SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 OR 15(d)
OF THE SECURITIES EXCHANGE ACT OF 1934
Date of Report (Date of earliest event reported): April 29, 2002
THE COLONIAL BANCGROUP, INC.
(Exact name of registrant as specified in its charter)
DELAWARE 1-13508 63-0661573
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(State or other jurisdiction of (Commission File Number) (I.R.S. Employer Identification No.)
incorporation or organization)
One Commerce Street
Montgomery, Alabama 36104
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(Address of principle executive offices)
(334) 240-5000
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(Registrant's telephone number)
Item 7. Financial Statements and Exhibits
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The following exhibit is furnished as Regulation FD Disclosure to this
Current Report on Form 8-K:
Exhibit No. Exhibit
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99.1 Presentation at Gulf South Banking Conference on April 30,
2002
Item 9. Regulation FD Disclosure
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Colonial BancGroup ("BancGroup") is furnishing this Current Report on
Form 8-K with respect to a presentation being made by management of BancGroup on
April 30, 2002 at the Gulf South Banking Conference. Attached hereto and
incorporated herein as Exhibit 99.1 is the text of that presentation. This
presentation contains "forward-looking statements" within the meaning of the
federal securities laws. The forward-looking statements in the presentation are
subject to risks and uncertainties that could cause actual results to differ
materially from those expressed or implied by the statements. Factors that may
cause actual results to differ materially from those contemplated by such
forward-looking statements include, among other things, the following
possibilities; (i) an inability of BancGroup to realize elements of its
strategic plans for 2002 and beyond; (ii) increases in competitive pressure in
the banking industry; (iii) general economic conditions, either nationally or
regionally, that are less favorable than expected; and (iv) changes which may
occur in the regulatory environment. When used in this presentation, the words
"believes," "estimates," "plans," "expects," "should," "may," "might,"
"outlook," and "anticipates," and similar expressions as they relate to
BancGroup (including its subsidiaries) or its management are intended to
identify forward-looking statements. Forward looking statements speak only as to
the date they are made. BancGroup does not undertake to update forward-looking
statements to reflect circumstances or events that occur after the date the
forward-looking statements are made.
SIGNATURE
Pursuant to the requirements of the Securities Exchange Act of 1934, the
registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
COLONIAL BANCGROUP
By: /s/ W. Flake Oakley, IV
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W. Flake Oakley, IV
Its: Chief Financial Officer
Date: April 29, 2002