FREE WRITING PROSPECTUS
 

Free Writing Prospectus   Filed Pursuant to Rule 433
(To the Preliminary Prospectus   Registration Statement No. 333-108067
Supplement dated March 6, 2007)    
(THE HARTFORD LOG)
 
$500,000,000 of 5.375% Senior Notes due March 15, 2017
FINAL TERM SHEET
March 6, 2007
     
Issuer:  
The Hartford Financial Services Group, Inc.
   
 
Security:  
SEC Registered Senior Unsecured Notes
   
 
Specified Currency:  
U.S. Dollars
   
 
Principal Amount:  
$500,000,000
   
 
Trade Date:  
March 6, 2007
   
 
Settlement Date (T+3):  
March 9, 2007
   
 
Final Maturity:  
March 15, 2017
   
 
Interest Rate:  
5.375%
   
 
Benchmark Treasury:  
4.625% UST due February 15, 2017
   
 
Benchmark Treasury Price:  
100-24
   
 
Benchmark Treasury Yield:  
4.53%
   
 
Spread to Treasury:  
+88 bps
   
 
Public Offering Price:  
99.731% Per Note
   
 
Interest Payment Dates:  
Semi-annually in arrears on March 15 and September 15, commencing September 15, 2007
   
 
Day Count Convention:  
30/360
   
 
Optional Redemption:  
Make whole call at T+ 15 bps
   
 
Authorized Denominations:  
$2,000 and integral multiples of $1,000 in excess thereof
   
 
CUSIP:  
416515AT1
   
 
Book-Running Managers:  
Citigroup Global Markets Inc.
J.P. Morgan Securities Inc.
The issuer has filed a registration statement (including a prospectus) with the SEC for the offering to which this communication relates. Before you invest, you should read the prospectus in that registration statement and other documents the issuer has filed with the SEC for more complete information about the issuer and this offering. You may get these documents for free by visiting EDGAR on the SEC Web site at www.sec.gov. Alternatively, the issuer, any underwriter or any dealer participating in the offering will arrange to send you the prospectus if you request it by calling Citigroup Global Markets Inc. toll-free 877-858-5407 or by calling J.P. Morgan Securities Inc. collect at 212-834-4533.