SECURITIES AND EXCHANGE COMMISSION
WASHINGTON, D.C. 20549
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FORM 8-K
CURRENT REPORT
PURSUANT TO SECTION 13 or 15(d) OF
THE SECURITIES EXCHANGE ACT OF 1934
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DATE OF REPORT: DECEMBER 18, 2001
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HUNTINGTON BANCSHARES INCORPORATED
(EXACT NAME OF REGISTRANT AS SPECIFIED IN ITS CHARTER)
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Maryland 0-2525 31-0724920
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(STATE OR OTHER (COMMISSION FILE NO.) (IRS EMPLOYER
JURISDICTION OF IDENTIFICATION NUMBER)
INCORPORATION OR
ORGANIZATION)
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Huntington Center
41 South High Street
Columbus, Ohio 43287
(614) 480-8300
(ADDRESS, INCLUDING ZIP CODE, AND TELEPHONE NUMBER
INCLUDING AREA CODE OF REGISTRANT'S
PRINCIPAL EXECUTIVE OFFICES)
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ITEM 5. OTHER EVENTS.
On December 18, 2001, Huntington Bancshares Incorporated ("Huntington")
issued a news release reaffirming its fourth quarter operating earnings
guidance. The information contained in the news release, which is attached as
Exhibit 99.1 to this report, is incorporated herein by reference. Huntington
also presented this information during a conference call which was available via
Internet Webcast. The presentation materials are attached at Exhibits 99.2 and
99.3 to this report, and are incorporated herein by reference.
The information contained or incorporated by reference in this Current
Report on Form 8-K may contain forward-looking statements, including certain
plans, expectations, goals, and projections, which are subject to numerous
assumptions, risks, and uncertainties. Actual results could differ materially
from those contained or implied by such statements for a variety of factors,
including: changes in economic conditions; movements in interest rates;
competitive pressures on product pricing and services; success and timing of
business strategies; the successful integration of acquired businesses; the
nature, extent, and timing of governmental actions and reforms; and extended
disruption of vital infrastructure. All forward-looking statements included in
this Current Report on Form 8-K are based on information available at the time
of the Report. Huntington assumes no obligation to update any forward-looking
statement.
ITEM 7. FINANCIAL STATEMENTS AND EXHIBITS.
(c) Exhibits.
Exhibit 99.1 News release of Huntington Bancshares Incorporated, dated
December 18, 2001.
Exhibit 99.2 Presentation Transcript of December 18, 2001.
Exhibit 99.3 Presentation Materials, dated December 18, 2001.
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934,
the Registrant has duly caused this report to be signed on its behalf by the
undersigned hereunto duly authorized.
HUNTINGTON BANCSHARES INCORPORATED
Date: December 20, 2001 By: /s/ Michael J. McMennamin
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Michael J. McMennamin, Vice Chairman, Chief
Financial Officer, and Treasurer
EXHIBIT INDEX
Exhibit No. Description
Exhibit 99.1 * News release of Huntington Bancshares Incorporated,
December 18, 2001.
Exhibit 99.2 * Presentation Transcript of December 18, 2001.
Exhibit 99.3 * Presentation Materials, dated December 18, 2001.
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* Filed with this report.